Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
My interactions with Dave Usiak. Dave has helped me a couple of times and ha has always been great.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It's satisfying to hear that your interactions with me have been positive Larry. I'm grateful for the opportunity to assist you multiple times and pleased that my support has met your expectations. If there’s anything else you need or questions...
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Answered all questions and found tax credit for me
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Jaime, I'm glad to hear that I could assist in answering your questions and secure the Mortgage Credit Certificate - potentially a $2,000 a year reduction of your Federal Income Taxes - for you as a single mother. It's important to me to ensure...
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I’ve now bought three homes with Randy helping with the financing. The guy is so knowledgeable and experienced and he’s helped with home buying insight above and beyond what you’d expect from a mortgage lender. We’re very happy with the experience...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
We ended up using them because our realtor recommended them to us. I honestly do not regret this! They were amazing and helpful throughout the whole process. Communication was great and they made everyone super easy. I would highly recommend...
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Reply from Owner
January 9th, 2026 09:31 AM
Thank you!!
This was the second time that Dave helped me finance. He is very knowledgeable and extremely patient!
He made the whole experience so easy and stress free. I'm very thankful to him.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
It means a lot to hear that your experience was easy Teresa and stress-free. I value the trust you've placed in me not just once, but twice. Appreciate you for recognizing my efforts to make the process smooth and for your kind words about...
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Clear and friendly communication helped make the entire process super smooth.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Anthony, I'm glad to hear that the communication made the process smooth for you. I strive to make sure everything is as clear and straightforward as possible. If you have any questions or need assistance in the future, don't hesitate to reach...
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Dave has excellent communication skills! He is very thorough and professional. My clients are very happy with his quality service! Top Notch! Thank you Dave!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Kimberly, I truly appreciate your kind words. It's great to know that the communication I provide and professionalism have been well-received by you and your clients. Ensuring a high standard of service is always my priority, and I appreciate...
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Dave was helpful through the entire process, easy to contact, and answered all of our questions honestly and quickly. It was great to work with him again.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Sarah and Nathan, I'm glad to hear, as you were deployed in Jordan, that your experience was positive and that I could be of assistance throughout the process. Being accessible and providing honest answers is important to me, so it's gratifying...
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Dave took the time to answer any and all of my questions, and help guide me through the entire mortgage process. Dave is THE person you want helping you finance your home. 1000% recommend.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Travis, it's great to hear that my guidance and support were helpful throughout your mortgage process. Being thorough is something I deeply believe in along with ensuring all your questions are addressed. Your recommendation means a lot to...
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Na........
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Katherine, thank you for your 5-star review! I'm glad to see that your experience with the loan process was positive. Please feel free to reach out if you have any future questions or need assistance.
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows