Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Dave Usiak has received a review with 5 star rating from Ang D
Dave was excellent about explaining everything to a first time homebuyer. He was patient, and extremely quick to respond whenever I had questions, and I'd highly recommend him to anyone looking to take out a home loan.
It went very smoothly
Reply from Dave Usiak
September 25th, 2026 09:15 PM
Angela, It is exciting and fulfilling to hear that you feel everything went smoothly, you being my first Luminate Bank closing :) Working with you towards your first home was a great experience!Always LOVE working with COOL people like you...
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Great communication.
Reply from Dave Usiak
September 23rd, 2026 03:36 AM
Jeremy, your kind words about my communication are appreciated. At Luminate Bank, ensuring clear and effective communication is something I value highly. It was a pleasure to meet you today....glad you are part of our appraisal group....look...
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Buying a home is stressful, but David and his team helped make things smoother!
Reply from Dave Usiak
September 4th, 2026 01:31 AM
Hilary, your kind words are appreciated. It's pleasing to hear that my team and I could help make your home-buying process less stressful. If you need any further assistance, feel free to reach out. Love working with COOL people like you so.....should...
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We needed a faster closing after our offer was excepted and he took care of everything in a timely manner.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Monica, It was a pleasure working with Apple and you to facilitate a fast closing so Apple could get her children registered in Unit 5! Your satisfaction with the timely process means a lot to me. Love working with COOL people like you when...
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Dave walked me through everything step by step and listened to what I wanted and needed. Excellent customer service! Would highly recommend!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Apple, I'm grateful for your kind words and strong recommendation. It's wonderful to know that I could provide the step-by-step guidance you needed and offer excellent customer service. I am counting on you to put me in touch with your Friends,...
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Dave is always available for a call.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Jason, thank you for your kind words. Your words certainly make me happy. And to know that my availability has been helpful for you is comforting. Do hope Kristin and you enjoy your fantastic home! Can I count on you to put me in touch with...
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This is my second time using Dave. He is super helpful, knowledgeable, and straight forward
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Kye, I'm grateful for your kind words and for you choosing to work with me again. I'm pleased to hear that you found my assistance helpful and straightforward. If there's anything else you need, please feel free to reach out. Love helping cool...
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Highly suggested place to go for your future lending needs. Grant was very kind and easy to work with . Will be sending future prospective clients that way!
Reply from Owner
July 20th, 2026 12:46 PM
Thank you!
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows