Dave Usiak
Senior Mortgage Loan Originator | NMLS# 638038
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Blooming... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Easy to work with
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Lori, I'm happy to hear that you found it easy to work with me. Your positive experience is important to me, and if there's anything else you need, please feel free to reach out. I look forward together soon! Take care
If you’re needing to secure a mortgage on a home, you simply cannot go wrong using Mark from First State Mortgage! As a first time homebuyer, I had a lot of apprehension about the mortgage process but Mark was patient and transparent as he...
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Reply from Owner
May 6th, 2026 04:57 PM
Thank you!!
It was a pleasure working with Dave!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Cinda, I'm grateful for your kind words. It was a pleasure working with you as well! If there's anything else you need, please don't hesitate to reach out. Also, I love working with COOL people like you, so i know you will refer your friends...
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Clear communication at every step and friendly service to answer all our questions. Very happy with the rate and terms too!
Reply from Dave Usiak
August 31st, 2026 02:02 PM
John, I'm pleased to hear that Veronica and you had a positive experience with my communication and service during the process. It's great having you back in Bloomington. If you have questions or need assistance in the future, or have Friends,...
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Dave is a true professional who provided clear guidance throughout the process.
I've obtained many mortgages over the years but this lending officer made the experience simple and effecient.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Michael, I'm grateful for your kind words. It's appreciated to know that my guidance contributed to a simple and efficient mortgage experience for you. If you ever need assistance in the future, please feel free to reach out. I know you will...
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Dave is the best. He explains everything and makes the home buying experience a positive one.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Jason, I'm grateful for your kind words. It makes me proud to know that my explanations helped make your home buying experience positive. If there's anything else you need, please don't hesitate to reach out. Love helping COOL people like you...
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I am stuck in between generations and don't have a clue how to email or use a computer 💻. David took time to help me through this experience and he went over board explaining everything to me in layman's terms and made sure I understood everything...
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Reply from Dave Usiak
August 31st, 2026 02:02 PM
Terri, I'm so happy to hear that I could assist you through the process and make everything clear and understandable for you. It was a pleasure helping you and guiding you to receive what you needed. Thank you for your kind words, and if you...
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The whole process was smooth and easy start to finish!
Highly recommend!
Reply from Owner
April 8th, 2026 03:57 PM
Thank you!
Dave is always very diligent with and during his transactions. All steps are completed in a timely manner. Thank you, Dave, for another successful transaction..
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Kathy, I appreciate your kind words. I'm glad to know that my diligence and timely completion of steps contributed to a successful transaction for you. Thank you for entrusting me with your needs. You are one of the cool Realtors! Always a...
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Dave was great to work with. Provided all the needed support througout the process. I would strongly recommend Dave.
Reply from Dave Usiak
August 31st, 2026 02:02 PM
Sanjay, thank you for sharing your thoughts. I'm glad to hear that Aprana and you found the support helpful throughout the process. It means a lot to know you will strongly recommend me. If you have any questions or need assistance in the future,...
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About
Over the past 40 years, David Usiak has been successful in fulfilling the dream of homeownership for thousands of clients all over the country. Since 2007 he has been a Senior Loan Officer at First State Mortgage.
He has lived in Bloomington/Normal the majority of his life, graduating from Normal Community High School. He currently serves on their Alumni Foundation Board. David was graduated by Southern Methodist University in Dallas, Texas.
It is a testament to the trust he has earned that most of his clients are referrals from professional partners, past clients, as well as current clients. Whether you are a first-time buyer, move-up buyer, veteran, or live in a rural community – you can benefit from David’s experience!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional, FHA/VA, USDA Rural Housing, Bridge Loans, Home Equity Lines of Credit
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Positions
- First State Mortgage - Senior Loan Officer NMLS 638038May 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Director - Chicago District Golf Association
- Mid-Central Association of Realtors
- MIRA RPAC Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1982
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 638038
Awards
Top 100 LO Custome...
MIRA Affiliate of ...
Hobbies
- Enjoy a round of Golf with friends; Reading - mainly Non-Fiction; Working out at the Gym
- Enjoy a round with friends, old and new and of course going to the gym; reading as time allows