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Dave Spencer - Branch Manager & Mortgage Loan Originator in Culpeper, VA

Dave Spencer

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Branch Manager & Mortgage Loan Originator

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At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
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Reviews from Web
  • Zillow
    B
    Bwcrooks
    Virginia Beach, VA
    Posted on November 8th, 2016 12:00 AM
    I posted in 2016 after my original interaction with Dave. Since then I have used him multiple including the refinancing of my current mortgage in May of 2020. Dave continues to be a great partner to deal with and he makes the process very easy...
    read more
    Reply from Owner
    November 18th, 2016 12:00 AM
    Thank you!
  • Zillow
    C
    Comets10Soc
    Charlottesville, VA
    Posted on November 7th, 2016 12:00 AM
    We worked with Dave Spencer to refinance our home and he was personable, responsive, and very knowledgeable. He made the pre-qualification, selection, and closing processes a breeze and we can't thank him enough for helping us to refinance...
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    Reply from Owner
    November 18th, 2016 12:00 AM
    It was a pleasure with work with you. Glad we could save you some money very month!
  • Zillow
    U
    User40659055
    Warrenton, VA
    Posted on November 7th, 2016 12:00 AM
    Dave was great through every step of the lending process. He is extremely personable, responsive, and proactive. Being a first-time home buyer, it was extremely helpful for me to have Dave walk me through the process. Dave sent regular interest...
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    Reply from Owner
    November 18th, 2016 12:00 AM
    All the best in your new home. It was great working with you!
  • Zillow
    K
    Ken F
    Fredericksburg, VA
    Posted on November 7th, 2016 12:00 AM
    Working with Dave was fantastic. His knowledge of the industry, and all of the options available, as well as helping avoid common pitfalls was invaluable. Not only would I recommend Dave to anyone I know...he would be my first call, should...
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    Reply from Owner
    November 7th, 2016 12:00 AM
    All the best in your new home!
  • Zillow
    E
    Ethompson13
    Remington, VA
    Posted on November 7th, 2016 12:00 AM
    Dave was extremely professional, attentive and involved. He was quick to address my concerns and questions.. and, most importantly, accurate. I give a lot a credit to some who says "I don't know, but I will find out" - and that is Dave.My mortgage...
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    Reply from Owner
    November 7th, 2016 12:00 AM
    Thanks for the review! I am glad we were able to work though everything the other side threw at us and get you closed!
  • Zillow
    W
    Wirt C
    Henrico, VA
    Posted on November 4th, 2016 12:00 AM
    Dave was extremely knowledgeable and professional throughout the whole process. Even when we threw him a curveball at the end he came through. I had been looking for houses for over a year, and Dave was always quick to answer any emails or...
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    Reply from Owner
    November 7th, 2016 12:00 AM
    Thanks Chris, you were great to work with! All the best!
  • Zillow
    Z
    Zuser20150518071554875
    Locust Grove, VA
    Posted on November 4th, 2016 12:00 AM
    Dave was super helpful, always there for all my questions no matter how stupid they were! He was extremely knowledgeable and helped us understand everything. I would recommend him to anyone that asked.
    Reply from Owner
    November 7th, 2016 12:00 AM
    Thanks so much! You were great to work with and I know you will enjoy your new house! All the best!
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    About
    At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1210340