Dave Spencer
Branch Manager & Mortgage Loan Originator
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Fast, professional, and very informative throughout the entire process. We have zero complaints and would recommend Dave to anyone looking for a lender.
Reply from Owner
August 1st, 2018 12:00 AM
Thanks Josh, I hope you are getting settled into your new home!
Dave made the entire home buying process extremely easy. He was fast with responding to any questions and was even present when I signed my final paperwork for my new home. I highly recommend Dave to anyone who is interested in purchasing a...
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Reply from Owner
July 30th, 2018 12:00 AM
Thanks JB! You were great to work with. All the best in your new home!
I couldn't have asked for more from Dave. He was on top of everything and was extremely helpful throughout the whole process. Being a first time home buyer I really didn't know what to expect, but he made the experience extremely easy and smooth....
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Reply from Owner
July 30th, 2018 12:00 AM
Thanks Dylan!
I met Dave Spencer with Integrity Home Mortgage Co., located in Winchester, VA through my realtor. Integrity Home Mortgage has a local office in Midlothian very near Westchester Commons Shopping Center. Dave provided superb, professional service,...
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Reply from Owner
July 30th, 2018 12:00 AM
Thanks Mary! I hope you enjoy your new home and we loved working with you!
Dave Spencer and his team went above and beyond my expectations to see that I received the best mortgage loan for my needs. They stayed in contact and lead me through every step of my first home buying experience.
Reply from Owner
July 25th, 2018 12:00 AM
It was great working with you both!
Dave Spencer was extremely friendly, helpful, and professional through our entire home buying process. He had answers to every question we had and was very quick to respond to everything. We couldn't have been in better hands and definitely...
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Reply from Owner
July 25th, 2018 12:00 AM
Thank you!
Dave Spencer with Integrity Home Mortgage in Culpeper was wonderful to work with. As a first time homebuyer I had many questions and he was very responsive, making everything easy for me to understand. He is extremely knowledgeable with a friendly,...
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Reply from Owner
July 5th, 2018 12:00 AM
It was a pleasure to work with you to get you into your new home!
The loan process was fairly simple. Dave and Brenda were very pleasant to work with. All communication was very easy and replies to questions were always very timely. We would recommend Integrity to anyone looking for a home loan.
Reply from Owner
July 5th, 2018 12:00 AM
Thanks Cindy! Welcome to Culpeper!
Mr. Spencer and his Integrity Team made our loan process the easiest I have ever done. They went above and beyond to make this loan work for us. From the first time I meet Mr. Spencer, he made it feel as tho I was his only client. Answered...
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Reply from Owner
May 22nd, 2018 12:00 AM
Thanks! It was a pleasure to work with you and so happy to get you into your new home!
My husband and I recently just purchased our first home and could not be happier with the lender we chose. David Spencer went above any expected expectations to make sure this deal got done, even making house calls. If you are looking for an...
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Reply from Owner
May 16th, 2018 12:00 AM
Thanks Tiffany! Benjamin and yourself were great to work with!
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About
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1210340