Dave Spencer
Branch Manager & Mortgage Loan Originator
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Dave was on top of everything from the first time we spoke to him on the phone all the way to the end. He seemed to be very knowledgeable and have alot of experience in his field. With every question we asked he never hesitated to answer us...
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Reply from Dave Spencer
November 8th, 2026 02:20 PM
Thanks Andrew! It was wonderful to work with you!
Dave was very helpful and quick with responding!
Reply from Dave Spencer
November 4th, 2026 08:07 PM
Thanks Tiffany! It was a pleasure working with you to purchase your first home!
Dave was easy to communicate with and a great choice for helping us purchase our first home!
Reply from Dave Spencer
November 3rd, 2026 07:02 PM
Thank you Roy! You did a great job handling everything. Enjoy your home!
Dave was outstanding and overperformed what my expectations were for finding and using a home lender
Reply from Dave Spencer
October 29th, 2026 11:11 PM
Thank you Owen! I enjoyed working with you and enjoy your new home!
Dave was super kind and wonderful to work with
Reply from Dave Spencer
October 29th, 2026 11:10 PM
Thank you Erin! You did a great job of handling the process. It was wonderful to work with you. Enjoy your new home!
Smooth transaction,
And will definitely be back for another mortgage when I sell my current home in the spring of next year.
I really appreciate Mr.Spencers expertise.
Thank you .
Reply from Dave Spencer
October 26th, 2026 12:18 PM
Petra, thank you for the kind words. You did a great job with everything. I look forward to working with you again when you are ready to purchase a new home!
Dave is awesome. He helped me every step of the way. Any questions I had he answered. most importantly his attitude is very positive and he definitely makes sure you feel comfortable talking to him.
Reply from Dave Spencer
October 26th, 2026 12:19 PM
Jackson, thank you so much! I really enjoyed working with you. You did an awesome job as a first time home buyer handling everything. I know you will love it out there! All the best!
Dave was incredibly professional and made the process extremely easy for me.
Reply from Dave Spencer
September 30th, 2026 01:44 PM
Thanks Josh! You did an outstanding job of handling everything that is asked as part of the loan process. Enjoy your new home!
Dave Spencer was such an amaizng help thoughout this while process! He made my fiancé and I very comfortable . I would 100% recommend Dave Spencer!
Reply from Dave Spencer
September 29th, 2026 09:18 PM
Thanks so much Emily! You and Christian did an outstanding job throughout the process. Enjoy your new home!
I had a great experience working with Dave on getting my HELOC. He was knowledgeable, professional, and incredibly helpful throughout the entire process. Dave explained everything clearly, answered all of are questions, and kept us informed...
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Reply from Dave Spencer
September 29th, 2026 02:33 PM
Thank you for the kind words Tyrell! It was great to work with yourself and Andrea again. I appreciate you trust and loyalty!
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About
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1210340