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Dave Spencer - Branch Manager & Mortgage Loan Originator in Culpeper, VA

Dave Spencer

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Branch Manager & Mortgage Loan Originator

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At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
  • Zillow
    A
    Alma T
    Strasburg, VA
    Posted on February 12th, 2018 12:00 AM
    Dave was a pleasure to work with. He responded to all of our questions (often repeatedly) with the utmost patience and professionalism. He explained different loan options & processes to us in laymen's terms. A home purchase is the biggest...
    read more
    Reply from Owner
    February 14th, 2018 12:00 AM
    Thank you! I know you will love your new home!
  • Zillow
    J
    John D
    Orange, VA
    Posted on February 1st, 2018 12:00 AM
    Dave Spencer is an amazing lender. He was very educated and helpful with our process. Being a first time home buyer I knew nothing about the process which made me nervous but Dave was attentive and went above and beyond helping us to get to...
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    Reply from Owner
    February 2nd, 2018 12:00 AM
    It was great working with you!
  • Zillow
    L
    Lauren P
    Orange, VA
    Posted on February 1st, 2018 12:00 AM
    My husband and I are first time home buyers. We started our buying process almost 9 months ago. We met with Dave and he walked us through every step of the process and answered any and all questions we had. I would recommend Dave to anyone...
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    Reply from Owner
    February 2nd, 2018 12:00 AM
    Enjoy your new home!
  • facebook
    B
    Bruce C
    Posted on January 3rd, 2018 05:29 PM
    Have relied on Dave and the team to help us finance our house. Not only did he provide great service but he helped educate us on options to best match our personal and financial needs. Will absolutely work with him again!!!
  • Zillow
    N
    Na N
    Culpeper, VA
    Posted on December 13th, 2017 12:00 AM
    As first time home buyers, there were many unknowns. Dave and his team skillfully guided us through the process. I cannot articulate the level of appreciation I have for Dave. He consistently went above and beyond to ensure we understood the...
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    Reply from Owner
    December 13th, 2017 12:00 AM
    Thanks so much! You were great to work with!
  • Zillow
    M
    Mills J
    Roanoke, VA
    Posted on October 13th, 2017 12:00 AM
    Dave Spencer is one of the most pleasant and professional gentleman I have ever worked with. I reached out to Dave in mid-March of 2017 and let him know that I had plans of purchasing a home in the Roanoke Area in early-to-mid 2018 period....
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  • Zillow
    D
    Ddwyer25
    Unionville, VA
    Posted on October 10th, 2017 12:00 AM
    Was very professional and helpful throughout the entire process. Answered all my questions and always responded quickly to any time I needed to contact him.
    Reply from Owner
    October 10th, 2017 12:00 AM
    Enjoy your new home!
  • Zillow
    U
    User4467370
    Montpelier, VA
    Posted on October 2nd, 2017 12:00 AM
    Dave was highly professional, knowledgeable and responsive. He was a pleasure to work with and explained the process every step of the way. We felt that he always had our best interest in mind. Our overall experience was wonderful and we highly...
    read more
    Reply from Owner
    October 5th, 2017 12:00 AM
    Thanks! Enjoy your new home!
  • Zillow
    D
    Drobinsonx2
    Culpeper, VA
    Posted on September 18th, 2017 12:00 AM
    Mr. Spencer was awesome! We met with Dave prior to purchasing a home, he was forthright in telling us what needed to be done to make a purchase happen. He kept in constant contact with us even while in our waiting time to purchase a home just...
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    Reply from Owner
    October 5th, 2017 12:00 AM
    Thanks! Enjoy your new home!
  • Zillow
    S
    Sherri J
    Culpeper, VA
    Posted on July 20th, 2017 12:00 AM
    The service was excellent and I appreciated the willingness to help Dave provided during the entire process. Brenda was top notch on explaining what documents were needed and provided sufficient time to retrieve those needed items. It was great...
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    Reply from Owner
    October 5th, 2017 12:00 AM
    Thanks Sherri, you were great to work with!
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    About
    At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1210340