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Dave Spencer - Branch Manager & Mortgage Loan Originator in Culpeper, VA

Dave Spencer

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Branch Manager & Mortgage Loan Originator

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At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
  • Zillow
    J
    Joylorr
    Culpeper, VA
    Posted on January 24th, 2017 12:00 AM
    Not enough kind words can be said about Dave. He explained every step of the loan process in easy to understand terms, was patient, thorough, and efficient. He is always in a great mood and has a smile on his face. My husband and I had a million...
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    Reply from Owner
    January 27th, 2017 12:00 AM
    Thank you, I have really enjoyed working with you both!
  • Zillow
    D
    Danielle V
    Culpeper, VA
    Posted on January 14th, 2017 12:00 AM
    Dave really worked hard to get us our first loan. He was on top of everything for us and very helpful! I recommend Dave Spencer!! Always a pleasure to work with !!
    Reply from Owner
    January 17th, 2017 12:00 AM
    It was great working with you both!
  • Zillow
    F
    Fullhouse233
    Culpeper, VA
    Posted on January 13th, 2017 12:00 AM
    He did an excellent job with the entire process. The rate was good and Dave and his staff were away to work with. I highly recommend him and would use him again.
    Reply from Owner
    January 17th, 2017 12:00 AM
    Thank you! You were great to work with!
  • Zillow
    J
    Jasonmhillin
    Remington, VA
    Posted on January 13th, 2017 12:00 AM
    Working with Dave Spencer made the re-finance process much less painful than previous home loan experiences. Dave was first class in how he dealt with my wife and I. He guided us through the process from beginning to end, and would go out of...
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    Reply from Owner
    January 17th, 2017 12:00 AM
    It was great working with you as well!
  • Zillow
    J
    Jenniferdurongrams
    Warrenton, VA
    Posted on January 12th, 2017 12:00 AM
    Always quick and patient when responding to my many questions. Contacted him a year later after my mortgage was already sold to another company. He was helpful as always. Feels like he is working on your side, not working to close another deal....
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    Reply from Owner
    January 13th, 2017 12:00 AM
    Thank you! I enjoyed working with you and always here to help!
  • Zillow
    U
    User7711868
    Culpeper, VA
    Posted on December 16th, 2016 12:00 AM
    I worked with Dave to purchase my first home as a single, self-employed student. He could not have been more communicative and helpful throughout the process. Under his guidance, I was able to secure a down payment grant and an remarkably low...
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    Reply from Owner
    December 20th, 2016 12:00 AM
    It was a pleasure working with you!
  • Zillow
    Z
    Zuser20150421205309908
    Barboursville, VA
    Posted on December 2nd, 2016 12:00 AM
    Dave helped me in every aspect imaginable as a first time buyer. I will continue to praise his efforts as I am a truly satisfied customer! I couldn't have asked for a better loan originator. Integrity did a fantastic job and I constantly refer...
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    Reply from Owner
    January 13th, 2017 12:00 AM
    Thanks!
  • Zillow
    D
    Dawngela22701
    Culpeper, VA
    Posted on November 11th, 2016 12:00 AM
    Dave was an absolute pleasure to work with. He was always so helpful by answering every little question we had. He never made us feel like we were bothering him. He made the home buying process so much easier and stress free! I would definitely...
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    Reply from Owner
    November 18th, 2016 12:00 AM
    Thanks so much! It was great to work with you!
  • Zillow
    M
    Maria H
    Locust Grove, VA
    Posted on November 9th, 2016 12:00 AM
    Dave was absolutely amazing to worth with! We were so nervous and overwhelmed, not knowing where to turn or what to do in the home buying process. Dave was always available to answer any questions, kept regular updates to us on what to expect,...
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    Reply from Owner
    November 18th, 2016 12:00 AM
    Thank you for the review. Enjoy your new home!
  • Zillow
    Z
    Zuser20160523171520596
    Culpeper, VA
    Posted on November 8th, 2016 12:00 AM
    Dave did a great job helping us understand everything as we were first time buyers. He was very patient and told us what to expect each step of the process. We highly recommend him and his team.
    Reply from Owner
    November 10th, 2016 12:00 AM
    You were great to work with and very happy to help you get into your first home!
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    About
    At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1210340