Dave Spencer
Branch Manager & Mortgage Loan Originator
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We recently purchased our first home. Dave and his team are great ! Always kept us informed and quickly responded to all our questions. We highly recommend Dave. He gets the job done !
Reply from Owner
June 15th, 2020 12:00 AM
Thank you for reaching out to us and we are glad that Dave and his team were able to assist you with your First Home…congrats! They will be pleased to learn of your high praise as they work very diligently and pride themselves on great customer...
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We were referred to Dave Spencer to help us find financing for buying a new home. Dave looked at every angle and went above and beyond what was necessary to make sure that we had the best financing package for our situation. I would highly...
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Reply from Owner
May 4th, 2020 12:00 AM
Thank you for reaching out to us and we are glad that Dave and his team were able to assist you with your home purchase. They will be pleased to learn of your high praise as they work very diligently and pride themselves on great customer service....
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Dave helped my husband and I from start to finish in our purchasing process. We started our process in March of 2019 and we were in a home by June 2019. With lots of help and guidance from Dave, all of our dreams came true! He was always available...
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Reply from Owner
November 15th, 2019 12:00 AM
Thank you for the wonderful review Naomi! We are proud to have Dave Spencer as part of Integrity. Dave takes great pride in making sure his clients understand the home buying process from beginning to end. Dave also makes sure he takes the...
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I’m a veteran looking for advice and comparable loans. He was willing to provide honest information and offered to answer my questions in evaluating other products. That’s rare and I would recommend and plan to use Dave for other loan needs...
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Reply from Owner
November 15th, 2019 12:00 AM
Thank you Linda your positive review! Dave is very knowledgeable about the home financing industry and is known for taking his time to help his clients and making sure they find the best home loan that suits their situation. Dave is an amazing...
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Dave Spencer is remarkable! There are people in this world that leave their mark and make an impression on you that lasts a lifetime. This is Dave Spencer. If you are fortunate enough to have Dave on your side through the loan process, you...
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Reply from Owner
October 10th, 2019 12:00 AM
Hi Daniel! Thank you for the great review. We are happy to have Dave Spencer and his team in Culpeper with us at Integrity. They pride themselves on making sure their customers understand the many steps in the home buying process and are very...
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Dave Spencer was recommended to me by a friend of mine who worked with him while she was opening her brand new business. I reached out to him and I am SO glad that I did! Dave made the entire process feel totally seemless. He was incredibly...
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Reply from Owner
June 4th, 2019 12:00 AM
Thank you Maggie for sharing your experience with us. Dave is a valued member of our team and we are know he can be relied on for providing excellent customer care. Again we cannot thank you enough for this wonderful review we will be sure...
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Dave provides top notch customer service and support for his clients! I felt like I knew I would be guided every step of the way in the home buying process (as first time home buyers!). Dave is extremely responsive, proactive, always willing...
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Reply from Owner
May 13th, 2019 12:00 AM
Hi Kathy, Thank you for sharing with us. Dave and his team are great to work with and pride themselves on making the home loan experience as hassle free as possible. They keep their customers well informed from beginning to end. Again thank...
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Dave made the loan process very easy and Dave was always easy to get in touch with to answer any and all questions. His answers were always clear, concise, and informative. If Dave didn't know the answer, he would research it and get back to...
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Reply from Owner
February 26th, 2019 12:00 AM
Thank you for this kin review. You summed up Dave, he is a great resource when it comes to home loans and he prides himself on making sure his clients understand the process from beginning to end. Again thank you for taking the time to write...
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We were so pleased with Dave Spencer throughout our he whole process. He was very welcoming and patient through all of our questions. He was able to show us options and let us choose what what best for us. The whole experience was fantastic,...
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Reply from Owner
August 22nd, 2018 12:00 AM
I enjoyed working with you both!
Because I have several income streams and I own a number of mortgaged residential properties, many mortgage companies can't or won't work with me. Dave took on my loan without any hesitation. I was quite impressed with his purposeful "hands...
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Reply from Owner
August 1st, 2018 12:00 AM
Thank you Michael! You were great to work with as well!
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About
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1210340