

Daniel Pate
Residential Mortgage Banker | NMLS #416044


Belhaven University
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detaile... Show More
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Business Hours
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9 AM to 5 PM
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Reviews from Web
GREAT KNOWLEDGE
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear that you found my service knowledgeable, Xiaochun. Your satisfaction is my top priority, and it's rewarding to know that I was able to meet your expectations for your loan purchase. I hope to serve you again in the future...
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Strong stream of communication regarding what we needed to complete
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear that you had a positive experience with your refinance and that you appreciated the communication throughout the process. Your satisfaction is my top priority, and it's motivating to know that it was reflected in our interactions....
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Daniel and his team were very responsive and informative and made the whole process very manageable and simple.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thank you for the stellar review, Lonnie! I'm delighted to hear that you found our process manageable and simple. Your feedback is crucial to us at First Federal Bank, and we're thrilled that our team's responsiveness and informative approach...
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Very helpful and knowledgeable lender
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm really pleased to hear that you found our service to be helpful and knowledgeable, Ethan. Your positive feedback is greatly appreciated. It's always rewarding to know that our effort to provide the best possible service is recognized by...
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Daniel was very open and listened to what our needs were, and helped us choose the right amount of down payment and loan terms that would work best for our situation.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear that you had a positive experience, Stephanie. It's vital to approach every client's situation individually, and I'm glad I could assist in finding the right loan terms and down payment for you. Your feedback is greatly...
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Friendly service and a open line of communication. Mr. Pate and his team were excellent in communication everything about our loan. Would use again in a heartbeat. Thanks for all the great help.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Hi Adam, I'm thrilled to hear that you had such a positive experience with our team at First Federal Bank. It's comments like yours that really keep us motivated! We strive to maintain clear and open communication with our clients throughout...
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Daniel was very helpful and willing to explain things in different ways to where I could understand. He always answers the phone and never once told me to call him back, he stopped what he was doing and took care of the situation.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Appreciate the kind words Kemp. We really enjoyed working with you on your new home purchase & hope you enjoy your new home!
Daniel was helpful on every front!
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear that you found my service helpful, Cam, It was a pleasure assisting you in your purchasing journey with our team here at First Federal Bank. I hope you & Ashlyn enjoy your new home!
My wife and I had a great experience with Daniel. I was impressed by how efficient he was and how much he knows about his job. Communication with him was always good. In the beginning of the process he answered all the questions I had and was...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm absolutely thrilled to hear about your positive experience with me at First Federal Bank. Ensuring that all your questions are answered and that meaningful communication is established has always been my priority. I'm particularly pleased...
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Daniel goes above and beyond to make sure you are getting the best service possible and get all your questions answered. He spent a lot of time with us on the front end of the process to understand our position and needs to provide the best...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thank you so much for your kind words, Andrew. I am thrilled to hear that you had such a positive experience with me during your purchase money loan process. It was absolutely my pleasure to spend time understanding your specific position and...
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About
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detailed financial analysis, and investment experience to understand each client’s full financial picture and recommend the right strategy. Consistently recognized among Scotsman Guide’s top mortgage originators nationally, I’m known for responsive communication, creative problem-solving, and genuine urgency and care. Whether buying or refinancing, my goal is simple: help you make a confident financial decision today and for your future!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
We also have portfolio mtg products that make financial sense but don't quite meet agency specs.
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Education
- Belhaven UniversitySports ManagementBachelor

Memberships
- NMLS #416044
- Capstone Church
- Scotsman's Top Originators in USA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 416044
Awards
2025 Top Producer ...
2023 Top Producer ...
2022 Top Producer ...
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Achievements
- Top Originator Production List at FirstBank from 2019-2025
Hobbies
- Exercise, going to the beach & sports
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS# 472433