

Daniel Pate
Residential Mortgage Banker | NMLS #416044


Belhaven University
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detaile... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Daniel was very responsive to my questions and made himself available when needed.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I truly appreciate the kind words and five-star rating, Jeremy! As your loan officer, my primary goal was to ensure your purchasing process was as smooth and stress-free as possible. I'm glad to hear that I was able to provide the support you...
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Daniel and Hunter are both great and professional
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm incredibly thankful for your kind words, Scott. It was a pleasure to assist you with your purchase. Both Hunter and I strive to provide a professional and seamless experience for our clients at First Federal Bank. Your positive feedback...
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Working with Daniel and Hunter is the best. I will never use anyone else.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thank you so much for your 5-star review, Lonnie! Your kind words are greatly appreciated. I'm thrilled to hear how happy you are with the service you received from Hunter and I during your purchase process. We strive to provide the best service...
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Daniel and his team (Hunter) were incredible to work with, and truly made our experience buying a home much less stressful than it could have been. As a first time homebuyer, Daniel really dug into the numbers and helped us understand each...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thank you very much, Michael, for the wonderful review and the 5-star rating. I'm thrilled to hear that our team could make your home buying process less stressful, especially as a first-time homebuyer. It was our pleasure to help you understand...
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Daniel was extremely helpful and responsive during the whole process. He was willing to work extra hours to help in any way he could! Truly a great experience.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear that you had a great experience, Nealy! Your positive feedback is very much appreciated. It was my pleasure to assist in your purchasing process and I'm glad to hear that my efforts had a positive impact. At First Federal...
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Daniel went above and beyond of what was required of him on numerous occasions. Daniel is an excellent communicator and really does a great job of explaining the intricate details of the home buying process.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I am truly grateful for your generous review, Joseph. It was a pleasure helping you navigate the home buying process and I'm glad I could provide clarity on the intricacies involved. Your satisfaction is my top priority, and I'm thrilled to...
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Daniel is awesome
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thank you very much, Steven, for the high rating and the kind words! I am pleased to hear that you had a great experience with your purchase loan. It was my pleasure to assist you. Your satisfaction is my number one priority at First Federal...
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Daniel is very knowledgable and helpful throughout the entire process!
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Billy! I'm thrilled to hear that you had a positive experience with me at First Federal Bank. Your feedback motivates me to continue providing top-notch service. If you have any other questions or needs in the future, don't hesitate to reach...
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Daniel provided excellent guidance and advice during my mortgage experience. As a retiree, this was a somewhat difficult time for me and Daniell and his team supported me and gave me confidence that was much appreciated!
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm really pleased to hear that you had such a positive experience with our team, Karien. We understand that purchasing a home, especially as a retiree, can be a challenging process. That's why we strive to provide all of our clients with the...
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Daniel goes above and beyond to ensure his clients are taken care of.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm truly grateful for your kind words, Forrest. It's rewarding to know that my dedication to going above and beyond for my clients is noticed and appreciated. Your feedback serves as a great motivation to continue providing top-notch service....
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About
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detailed financial analysis, and investment experience to understand each client’s full financial picture and recommend the right strategy. Consistently recognized among Scotsman Guide’s top mortgage originators nationally, I’m known for responsive communication, creative problem-solving, and genuine urgency and care. Whether buying or refinancing, my goal is simple: help you make a confident financial decision today and for your future!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
We also have portfolio mtg products that make financial sense but don't quite meet agency specs.
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Education
- Belhaven UniversitySports ManagementBachelor

Memberships
- NMLS #416044
- Capstone Church
- Scotsman's Top Originators in USA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 416044
Awards
2025 Top Producer ...
2023 Top Producer ...
2022 Top Producer ...
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Achievements
- Top Originator Production List at FirstBank from 2019-2025
Hobbies
- Exercise, going to the beach & sports
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS# 472433