

Daniel Pate
Residential Mortgage Banker | NMLS #416044


Belhaven University
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detaile... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Daniel was very knowledgeable and always kept us up to date on where we were in the process.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thanks for the fantastic review, Nathan! I'm thrilled to hear you were satisfied with the service and found the loan process informative. It was a pleasure assisting you with your purchase. Remember, I'm here for any future banking needs you...
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The knowledge and professionalism was second to none.
Made the entire process flow every smoothly
Reply from Daniel Pate
February 13th, 2025 07:59 PM
It was a pleasure working with you guys & thanks again for trusting The Daniel Pate Team here at First Federal Bank. We hope you enjoy your lovely new home!
Daniel was a pleasure to work with and we are grateful for his wonderful communication, quick turnaround time and ability to answer any and all questions.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear that you had such a positive experience! We strive to provide the best service possible, and I'm glad to know that my communication and quick turnaround time met your expectations. It was a pleasure to answer all your questions...
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Daniel was very helpful with the purchase of our home. He made the mortgage process easy and always kept us up to date. He was very responsive and able to answer all of our questions. Daniel is the person to use if you are looking for a loan...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm really glad to know that you found the home buying process easy and that I could make it a less stressful experience for you, Nathan. Being responsive and providing accurate information are aspects that I strive to maintain in my work....
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Daniel is incredible asset to have while looking purchase a home. As first time home buyers Daniel to the time and effort educate and support me and my wife in making a good financial decision. Couldn’t have imagined doing this with his help!...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thank you for the glowing review, Nolan! I'm thrilled to hear that I was able to help you and your wife during this exciting time in your lives. Being first-time homebuyers, it's crucial to feel supported and educated about this big financial...
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Daniel is the best! We will likely always do mortgages with him but also hope to not need another one for awhile! We always feel very heard and cared for.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm genuinely grateful for your wonderful review, Kathleen! It's always a pleasure to assist in making the mortgage process as smooth as possible for you. Serving your mortgage needs is my priority, and I'm pleased to hear that you feel heard...
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Daniel kept us up to date, was very responsive to our questions and offered insight as we navigated our move to a new area. It was a great experience!
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm really pleased to hear that you had such a positive experience, Frances! It was my pleasure to assist you during your move and I'm glad I could provide the insight you needed. Here at First Federal Bank, we strive to keep our clients well-informed...
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Really time efficient! Whole process was handled in under a month
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm really glad to hear that you found our process time efficient, John. At First Federal Bank, we always strive to provide a smooth and swift service. Thank you for the 5-star rating, it means a lot to me. Let me know if there's anything else...
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Daniel is easy to work with and so knowledgeable! Not only did he get us into our new home but also helped get us more financially stable than we have been in such a long time!
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Jamie, Thrilled to hear that your experience was a positive one. Assisting clients like you in not just purchasing your new home but also in improving your financial stability is why I am in this business. Thank you for your trust and the glowing...
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I wrote a google review see there.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Appreciate your kind words & thank you for choosing The Daniel Pate team here at First Federal Bank!
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About
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detailed financial analysis, and investment experience to understand each client’s full financial picture and recommend the right strategy. Consistently recognized among Scotsman Guide’s top mortgage originators nationally, I’m known for responsive communication, creative problem-solving, and genuine urgency and care. Whether buying or refinancing, my goal is simple: help you make a confident financial decision today and for your future!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
We also have portfolio mtg products that make financial sense but don't quite meet agency specs.
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Education
- Belhaven UniversitySports ManagementBachelor

Memberships
- NMLS #416044
- Capstone Church
- Scotsman's Top Originators in USA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 416044
Awards
2025 Top Producer ...
2023 Top Producer ...
2022 Top Producer ...
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Achievements
- Top Originator Production List at FirstBank from 2019-2025
Hobbies
- Exercise, going to the beach & sports
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS# 472433