

Daniel Pate
Residential Mortgage Banker | NMLS #416044


Belhaven University
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detaile... Show More
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Business Hours
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9 AM to 5 PM(Open now)
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Reviews from Web
I have worked with a number of mortgage officers through the years but have never had a better experience than with Daniel Pate. He is extremely professional and personal. In addition, it is obvious that he genuinely cares about his clients...
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He was as interested as we were regarding getting the necessary paper work together to close our loan. High energy DOER! He did everything he said he would, and when there were some minor issues regarding our appraisal, he took care of them...
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I've worked with Daniel on two occasions. When I bought my first house I chose Daniel as my lender because he made feel very comfortable during the process. He treated me like a friend instead of a client. He answered all of my questions even...
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Daniel handled our refinance mortgage. He was extremely knowledgeable, helpful, and professional. He was able to answer any questions we had and we closed quickly. It was a pleasure to deal with him and would do so again.
My experience using Daniel was truly amazing! As a first time home buyer he went out of his way to explain everything to me and give me his professional opinion. He was very kind and professional. I'm looking forward to doing business with...
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I was very satisfied with my experience with Daniel Pate and Hometown Mortgage. It was a smooth process. The loan was approved quickly and Daniel kept me, as well as my realtor appraised of each step we were taking.
Daniel Pate was excellent to work with on our recent home purchase. He keep us informed along the way and made purchasing our home far less stressful than it could have been. I highly recommend him and his team at Home Town Mortgage.The Graham's...
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Mr. Pate worked with us on a refinance of our residence. He got us a very attractive rate and guided us through a process complicated by our existing HELOC. He accurately answered our many questions even though I frequently posed new ones and...
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From the first time I walked into Daniel's office, I was treated with respect. My wife and I were in the process of purchasing our first home. As a first time home buyer, Daniel was there to walk us through the sometimes complicated process....
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It was a pleasure working with Daniel and his staff. He described exactly the process needed to have a successful completion of our mortgage and walked us through with a level of service I seldom see in business today. I would recommend Daniel...
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About
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detailed financial analysis, and investment experience to understand each client’s full financial picture and recommend the right strategy. Consistently recognized among Scotsman Guide’s top mortgage originators nationally, I’m known for responsive communication, creative problem-solving, and genuine urgency and care. Whether buying or refinancing, my goal is simple: help you make a confident financial decision today and for your future!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
We also have portfolio mtg products that make financial sense but don't quite meet agency specs.
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Education
- Belhaven UniversitySports ManagementBachelor

Memberships
- NMLS #416044
- Capstone Church
- Scotsman's Top Originators in USA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 416044
Awards
2025 Top Producer ...
2023 Top Producer ...
2022 Top Producer ...
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Achievements
- Top Originator Production List at FirstBank from 2019-2025
Hobbies
- Exercise, going to the beach & sports
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS# 472433