Daniel Pate
Residential Mortgage Banker | NMLS #416044
Belhaven University
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detaile... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Daniel personifies knowledge, professionalism, communication, and dependability in every aspect of the loan process. We are so grateful.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm thrilled to hear such good feedback, Corey. It's always my goal to provide reliable, professional service and clear communication throughout the loan process. I'm glad to hear that my dedication to these qualities made your purchase experience...
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As A first time home buyer I didn't have a clue on what to expect or what to do. Daniel guided me through the process with patients and knowledge. Not one time did I call that he didn't answer the phone. I'm more than confident and pleased...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thanks so much for your kind words Todd. We are so excited for you & your family & wish you many memories in your new home. Thanks for choosing The Daniel Pate Team for your mortgage!
Best of the best. Had the pleasure to work with for a mortgage loan. Did fabulous job. Great personality, clear communication. Easy to reach anytime. Will make the process as easier as he could. Always got a solution for any kind of problem....
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
Mohammed, thanks so much for the kind review! It was a pleasure working with you on your mortgage here at The Daniel Pate Team at First Federal Bank. We wish you and your family many memories in your beautiful new home!
Daniel was very helpful. He would explain details if I needed help. He would also go the extra mile to make sure you got the needed documents signed. He even found me a great bonus is opportunity that saved me money.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Jon is was an absolute pleasure working with you here at The Daniel Pate Team at First Federal Bank. We hope you enjoy your new home!
This is the 2nd mortgage I've done with Daniel and will not use anyone else. He went above and beyond for us and made everything go smoothly.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thanks so much for the stellar review, Cole! It's always a pleasure to work with you. I'm thrilled to hear your mortgage process went smoothly and I could go above and beyond for you. Looking forward to our next opportunity to work together...
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If you would like to save time and money, work with him. He will do his best to get you great deal on rates. Communication skills and personality are assume. Very helpful
He was the perfect person for us being 1st time home buyers and explained everything to us and he was overall wonderful.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Appreciate the kind words Blake! It was a pleasure working with you & we appreciate you trusting The Daniel Pate Team here at First Federal Bank. We wish you & Brinkley many memories in your new home!
Clear communication and willingness to explain any questions.
Reply from Daniel Pate
February 13th, 2025 07:59 PM
I'm really glad to hear that you were satisfied with the service, Benjamin! Clear communication is something I aim for in all my interactions. I'm always here to explain anything you need - that's part of my job. I'm glad I could help you with...
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Daniel is always a great lender to work with! He is very professional, knowledgeable, and an awesome communicator. He makes the process smooth and stress free for all parties involved!
Reply from Daniel Pate
February 13th, 2025 07:59 PM
Thanks Emilee, it is always a pleasure to work with you guys too! Thank you for trusting The Daniel Pate Team here at First Federal Bank with your client's mortgage process!
As a first-time homebuyer, I needed someone who could guide me through the mortgage process with clear, understandable explanations. Daniel exceeded my expectations. He was incredibly attentive and managed every detail with precision. He was...
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Reply from Daniel Pate
February 13th, 2025 07:59 PM
Makenzie W, you were a pleasure to work with & so thankful for the kind words. Thanks so much for trusting The Daniel Pate Team here at First Federal to handle such an important process of providing the mortgage for your new home purchase....
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About
For 22 years, I’ve helped clients make mortgage decisions that support more than just closing day—they support their long-term financial goals. As a Residential Mortgage Banker with FirstBank, I combine 22 yrs of mortgage expertise, detailed financial analysis, and investment experience to understand each client’s full financial picture and recommend the right strategy. Consistently recognized among Scotsman Guide’s top mortgage originators nationally, I’m known for responsive communication, creative problem-solving, and genuine urgency and care. Whether buying or refinancing, my goal is simple: help you make a confident financial decision today and for your future!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
We also have portfolio mtg products that make financial sense but don't quite meet agency specs.
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Education
- Belhaven UniversitySports ManagementBachelor
Memberships
- NMLS #416044
- Capstone Church
- Scotsman's Top Originators in USA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 416044
Awards
2025 Top Producer ...
2023 Top Producer ...
2022 Top Producer ...
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Achievements
- Top Originator Production List at FirstBank from 2019-2025
Hobbies
- Exercise, going to the beach & sports
Disclaimer
Member FDIC. Equal Housing Lender. FirstBank Institution NMLS# 472433