

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Brian Hafner has received a review with 5 star rating from Devynn H
Reply from Owner
September 15th, 2026 05:07 PM
Thank you!
Very thankful you guys were able to make buying my first home as easy as it could be, thank you!
Reply from Brian Hafner
September 15th, 2026 05:07 PM
Thank you so much! We hope you love your new home!
Lower, LLC has received a review with 5 star rating from Mac M
Transparent throughout process & friendly/easy to work with.
Reply from Dane Eischeid
September 17th, 2026 02:12 PM
Mackenzie, thank you for highlighting the transparency and ease of working with me. I'm glad to know that you had a positive experience with Lower.
Mike Carey has received a review with 5 star rating from Alexandra G
Reply from Owner
September 13th, 2026 01:35 PM
Thank you for your review! It’s appreciated.
Mike was absolutely great to work with! He made the refinance process easy and stress-free, was very professional, responsive, and always took the time to answer my questions. I truly appreciate his help and highly recommend Mike to anyone...
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Reply from Mike Carey
September 10th, 2026 02:17 PM
Kris, Thank you for the review. It is appreciated. You and Alexsandra were awesome. The partnership was great.
All the people were always kind and I was saturated in every part of the process making it easier for me
Reply from Terri Cagle - Team Acopia
September 10th, 2026 12:39 PM
Thank you so much Melissa! It was a pleasure working with you!!
Shonna and her team make the home buying experience easy. Thank you.
Reply from Shonna Lee
September 15th, 2026 08:39 PM
Jose - you made the mortgage approving job easy for us! Thank you! Welcome to Greenwood!
Lower, LLC has received a review with 5 star rating from Astride E
I couldn't ask for a better loan advisor. chase helped me and my family with my home refinance and he was very professional but most importantly very thorough, patient, understanding, always returning my calls . always checking in. He explained...
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Reply from Chase Polhemus
September 17th, 2026 02:42 PM
ASTRIDE, I'm truly grateful for your thoughtful words. It was a pleasure helping you and your family with your home refinance. I'm glad to know that my thoroughness and communication made the process smooth for you. Working with clients like...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.