Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Terri Cagle - Team Acopia has received a review with 5 star rating from Tyvonna C
Reply from Owner
October 1st, 2026 05:28 PM
Thank you so much!! I am so excited for you!!
I had a great experience Terri was there to answer every question I had and make sure i understood the process and I was comfortable with everything
Reply from Terri Cagle
September 28th, 2026 05:13 PM
Tyvonna, I'm pleased to know you had a great experience and felt comfortable throughout the process. At Lower, ensuring you understand every step is important to me, and I'm glad I could assist with your questions.
Working with Tunya Nielsen was a wonderful experience! Despite my language barrier, she communicated brilliantly and made every complex detail easy to understand. Although the closing was delayed by two days due to unforeseen steps in the process,...
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Reply from Tanya Nielsen
September 28th, 2026 07:52 PM
Phathanong, I'm pleased to hear that my communication helped bridge the language barrier and made complex details more accessible for you. While the delay was unforeseen, I'm glad I could coordinate effectively to ensure everything was completed...
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Fred answered all our questions and concerns , no matter the time or day.
Reply from Fred Holsman
September 28th, 2026 03:36 PM
Breanna, I'm glad I could address all your questions and concerns at any time. It's important to me that you felt supported throughout your experience with Lower.
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Philip L
Cory and wife help my alot thank you both you guy👍👍👍
Reply from Cory Deitsch
September 28th, 2026 07:11 PM
Hung, I'm happy to hear that my wife and I were able to help you. Your kind words mean a lot to us, and we're pleased you had a positive experience with Lower.
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Quick knowledgable and honest
Reply from Daniel Rubio
September 28th, 2026 03:12 PM
Terry, thank you for your kind words. I'm glad to hear that you found my approach quick, knowledgeable, and honest. At Lower, providing a straightforward and informed experience is always my goal.
He was very open about the process and helping finding solutions. Overall an amazing person.
Reply from Dane Eischeid
September 28th, 2026 02:14 PM
Sean, thank you for your kind words. I'm pleased to hear that you found my openness and solution-focused approach helpful during your experience with Lower.
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Lower, LLC
Amber was absolutely amazing throughout our entire home loan process! From the very beginning, she made us feel like we were in great hands. Her communication was incredible—she was always keeping us updated, explaining what was going on, and...
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Amber Koester was truly amazing to work with! From the very beginning, she made my wife and me feel like we were in great hands. Anytime I had a question or needed an answer, Amber was always quick to respond and never made me feel like I was...
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Reply from Amber Dean Koester
September 28th, 2026 01:48 PM
I'm so grateful for your kind words, Caleb. It was wonderful working with you and your wife, and I'm glad to hear that you felt supported throughout the process. At Lower, we strive to make every experience smooth and positive, and I'm glad...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.