Amber Dean Koester
Senior Loan Officer
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Amber was great at keeping me informed throughout the whole process, answering any questions I had, and keeping in touch regularly to keep me updated. She has a great attitude and is wonderful at her job! Id absolutely recommend her to any...
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Reply from Amber Dean Koester
March 3rd, 2026 05:55 PM
I appreciate your thoughtful feedback, Shah. It's really gratifying to know that you felt informed and supported throughout the process. I always strive to maintain open communication and address any questions promptly, so I'm glad this helped...
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I don't have any complaints! They did excellent!
Amber and her staff were AMAZING. They were kind and patient with me to gather all the information and documents required. We were also in the middle of selling our home in North Carolina, so we had a lot going on. We were purchasing a home...
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I am a first time homebuyer and Amber was patient, kind, trustworthy, and SUPER knowledgeable. I would never have been able to get through this process without her phenomenal expertise. She took the weight off my shoulders, she promptly answered...
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Amber was very quick to assist us when we struggled to get things done. Essentially when we were having tech issues.
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Reply from Amber Dean Koester
December 15th, 2025 01:41 PM
I appreciate your review & am so grateful you had an A+ experience. It was such a pleasure helping you & Monica!!
The speed in which items were prepared, completed, and processed were perfect.
Reply from Amber Dean Koester
December 15th, 2025 01:39 PM
I'm grateful for your review, Kirk. It's wonderful to hear that the efficiency of the process met your expectations. My aim is to ensure a seamless experience, and I'm glad that was reflected in your experience.
The way she advocated for me in every step of the process
Reply from Amber Dean Koester
December 15th, 2025 01:38 PM
Thank you, Jonathan, for sharing your experience. I'm glad to know that my advocacy was helpful to you throughout the process. It's important to me that you felt supported at every stage. If there's anything more you need or if you have any...
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is just delightful and her communication and follow up is on point. I would recommend to anyone who needs to be guided through the mortgage approval process. HHigHighHighlyHighly recommendHighly recommend.Highly recommend.!
Reply from Amber Dean Koester
December 15th, 2025 01:37 PM
I appreciate your kind review, Mazen. It's wonderful to know that my communication and follow-up met your expectations. Guiding clients through the mortgage approval process is something I take seriously, and I'm glad you found it helpful....
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Amber is the absolute best communicator willing to answer any and all questions that I had throughout the entire process. She always went above and beyond to explain everything to me and made me feel so comfortable with anything that I needed....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
Specialities
Mortgage Services
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Time Zone
Eastern Standard Time (EST)
Licenses
- MNLS # 1764109
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.