Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
excellent communication, efficient, attentive. I will definitely recommend my family members to work with her! super sweet and kind.
Reply from Kristen Clarke
May 8th, 2026 02:01 PM
I'm grateful for your kind words, Stephanie. I'm pleased to hear that you found the communication effective and the experience positive. I look forward to potentially working with your family members in the future.
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Tanner Kneipp
The process was smooth and fast.
Reply from Tanner Kneipp
May 8th, 2026 03:01 PM
I'm pleased to hear that the process was smooth and fast for you, Marites. If you have any more feedback or need assistance, feel free to reach out.
Stephen quickly answered our questions any time we had any and he really looked out for our interests during the home buying process.
Reply from Stephen Gowen - Team Acopia - Lower...
May 1st, 2026 01:46 PM
Thank you! So happy and honored to be a part of your home buying experience. You made it very easy for me and my team, thank you. Congratulations on your closing and enjoy your new home!
I had such a great experience working with brianna! She made the entire process smooth, stress free, and easy to understand from start to finish. Anytime I had questions, she was quick to respond and always took the time to explain everything...
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Hello, I'm a first-time out-of-state investor, that purchased a house in NC with Lower in OH. I did a lot of research on everything (markets, agents, lenders, etc.). I honestly thought I had found my lender in NC, but then came across Jack...
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Nicky was so incredibly helpful in communicating and educating us on what needed to get done / when / why . Understanding all those things made this process so easy and fun, and it's all thanks to her.
Reply from Nicky Hungerford
May 8th, 2026 06:21 PM
Katheryn, I'm so pleased to hear that you found my communication and guidance helpful. Making the process easy and enjoyable for you was my goal, and I'm grateful for your kind words. Thank you for trusting me with this journey!
Tim is really good at his job! Everyone we talked with was so pleasant, professional and knowledgeable, plus fast and efficient service from application to closing.
Reply from Tim Summers
April 30th, 2026 08:29 PM
Thank you for the kind words, Reba! Thank you for trusting in me with your financial needs.
David always answered my call ls or called back with in minutes. And if you didn't know the answer he would find it within 24 hours
Graham was very communicative and patient with us as first time buyers
Reply from Graham Nadler
May 7th, 2026 06:03 PM
I'm glad I could support you as first-time buyers, Madison. Your experience is important to me, and I'm pleased to know that my communication and patience made a difference. If you have any further questions or need assistance, please feel...
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Confidence and professionalism in expertise field was refreshing. Thank
Reply from Nathan Davis
May 7th, 2026 05:47 PM
Ashley, I'm thankful for your positive feedback. It's nice to know that you found my confidence and professionalism refreshing.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.