

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Reply from Terri Cagle - Team Acopia
June 15th, 2026 08:30 PM
Thank you so much!
Nathan, Raine, and the whole crew made things very easy they were timely, polite, and extremely helpful. This is our 3rd time using them. We will continue using them for our mortgage needs in the future. Thanks to the whole team!
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Reply from Nathan Davis
June 22nd, 2026 08:01 PM
Bradley, I’m grateful for your kind words and for choosing to work with us for the third time. It's great to hear that you found our team timely, polite, and helpful throughout the process. We look forward to assisting you with your mortgage...
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Quick responses and actions helped to close on an aggressive schedule
Lower Mortgage - Bob Chamorro has received a review with 5 star rating from Yury G
Reply from Owner
September 11th, 2026 03:00 AM
Thank you, Yury, for the 5-star rating. I appreciate your support and I'm here if you need anything in the future.
Excellent help!
Reply from Bob Chamorro
June 22nd, 2026 06:16 PM
I'm glad I could assist, Yury. Thank you for your kind words! If you need any more help or have questions, just let me know.
Mike Carey has received a review with 5 star rating from Toby & L P
Reply from Owner
June 30th, 2026 04:25 PM
Thank you for your review.
Mike was extremely accessible and prompt in responding to any emails, request, and questions. He was very thorough in his explanation of the process, and was there to guide us through every step of the way.
Reply from Mike Carey
June 15th, 2026 08:57 PM
Toby,
Thank you for your kind words! Enjoy your new home!
the connection
Reply from Donna Hudson
June 15th, 2026 05:00 PM
Thank you Jose! It was a pleasure working with you and CONGRATULATIONS on your new home!
Blair made the process extremely easy on our end and was very supportive throughout the whole process. He would check in on us frequently and give us exceptional guidance. He was also a very fun and energetic person to work with. I highly recommend...
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Reply from Blair Mathewson
June 22nd, 2026 04:30 PM
Carter, I'm glad to hear that I could make the process easier and support you through purchasing your first home. It's wonderful to know that my guidance and frequent check-ins were helpful to you. I truly enjoyed working with you as well,...
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Erick & staff were EXTREMELY accomodating & professional. Erick & Emiliano held my hand not only thru the process of selling my home in Miami within 15-days of putting it on the market; they didn't skip a beat jumping right into searching &...
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Reply from Erick Martinez
June 22nd, 2026 03:17 PM
Aimee, I truly appreciate your kind words and am pleased to hear that you felt supported throughout the process. Helping you sell your home in Miami and find a new one in Winter Haven was a rewarding experience. Thank you for recognizing the...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.