Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I had an amazing experience working with the team at Cabrales Mortgage to get an FHA loan. I was nervous about the process, but Karina helped make my dream a reality.She guided me every step of the way, answered all of my questions with patience,...
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Reply from Owner
July 1st, 2026 02:45 PM
Thank you for your trust and your kind words! Our goal is always to make the mortgage process as easy and stress-free as possible and it’s been a pleasure helping you secure your dream home. We’re always here if you have any questions!
The over all experience was not that great. Communication was lacking and directions on what was needed was not always clear. This is not all on Terri. There were others involved in this as well. And the day before closing I was asked to send...
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Reply from Terri Cagle - Team Acopia
June 22nd, 2026 07:52 PM
Hey Josh, I am so sorry. I know you guys were so stressed out. I'm glad we finally made it to the closing table, and I apologize for all the last-minute back and forth!!
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Claudia Diaz has received a review with 5 star rating from Edgar S
Reply from Owner
July 3rd, 2026 04:45 PM
Thank you so much, Edgar! I'm grateful for your positive rating and support. If you ever need anything else, feel free to reach out.
You all were very helpful and responsive to any questions throughout the process.
Reply from Lisa Depriest
June 29th, 2026 07:13 PM
Aaron, I'm glad to know that you found the support and responsiveness helpful throughout the process. Thank you for taking the time to share your experience!
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Claudia was excellent at explaining every process going above of beyond to answer our questions and concerns
Reply from Claudia Diaz
June 22nd, 2026 07:18 PM
Thank you it was a pleasure to assist you in the financing of your home loan.
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Reply from Greg Jones
June 22nd, 2026 06:22 PM
Thank you Marco. Glad we could get it done for you.
communiation was on point
Reply from Earnest Haynes
June 29th, 2026 05:38 PM
Melanie, I'm happy to know that you found the communication to be on point. If there's anything else you need, please feel free to reach out.
Luis made this entire process fast and efficient, even when we faced challenges, he was very communicative with us in every step highly recommended.
Reply from Owner
July 1st, 2026 02:47 PM
Thank you for your wonderful words! It’s clients like you who make our job so rewarding. Wishing you all the best in your new home!
Phil is always very professional and willing to do anything to help the process go as smoth as possible. I will never use anyone other than Phil Cunningham. He is the absolute best at everything!!!
Reply from Phil Cunningham
June 22nd, 2026 07:15 PM
Crystal, I appreciate your kind words and am pleased to hear that you found my professionalism and willingness to help beneficial. I'm grateful for your trust and loyalty, and I'm here whenever you need assistance.
Appreciate the eagerness to answer our questions and get on calls multiple times to iron out details. Was able to close much quicker than expected to really appreciate the hard work from Jenifer and the team. With this being our first home,...
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Reply from Jenifer Rebecca Hawkins
June 29th, 2026 04:37 PM
Carlos, I'm glad I could assist in answering your questions and help streamline the process for your first home purchase. It's good to know that my efforts, along with the team's, contributed to an efficient closing. Your kind words about the...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.