Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Exceptional service from start to finish! Patrick was professional, honest, and worked diligently to secure the best mortgage for me.
Reply from Patrick Wesson
July 13th, 2026 05:49 PM
Thank you, Peter, for your kind words. I'm pleased to hear that you appreciated my professionalism and efforts in securing the best mortgage for you. If you have any further questions or need assistance in the future, please don't hesitate...
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kelly made this process so smooth and kept me up to date on everything as soon as he knew any new information on my loan. can't recommend him enough!
Reply from Kelly Christian Jennings
July 13th, 2026 06:22 PM
Zane, I'm happy to hear that the process went smoothly and that you felt well-informed throughout. Your recommendation truly means a lot to me. If you ever need anything else, please don't hesitate to reach out.
Very good cominication and made the whole process easy to understand and get done!
Reply from Blair Mathewson
July 13th, 2026 04:37 PM
Andrew, I appreciate your feedback. I'm glad that my communication and guidance made the process easier for you. If there's anything more I can assist with, feel free to reach out.
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David communicated throughout the process with us very well.
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I felt at ease during the entire process beginning at our initial conversation. He immediately got the ball rolling. The rest of the process was easy to manage and did not take a long time.
Reply from Jeff Ingram
July 13th, 2026 08:37 PM
Thank you for sharing your experience, Demetria. I'm glad to hear that you felt at ease from our first conversation and that the process was smooth and efficient for you. If you have any more questions or need assistance in the future, feel...
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If you are looking to buy a house, Terri Cagle should be you're 1st call. She will guide you through the home buying process with her knowledge with ease. I highly recommend Terri Cagle, don't settle for a local business that tries to make...
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Reply from Owner
July 9th, 2026 05:50 PM
Hey Jesse!!
Thank you so much!! It was an absolute pleasure working with you!!!
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We had an outstanding experience working with Ana Cabrales and the entire mortgage team. From the very beginning, Ana was professional, knowledgeable, and incredibly supportive throughout the entire home-buying process.She was always available...
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Reply from Ana Cabrales
July 13th, 2026 04:07 PM
Anibal, I appreciate your kind words and am so happy to hear that I could help make your first home-buying experience smoother and less stressful. It's wonderful to know my support and guidance were valuable to you throughout the process. Thank...
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Terri made this home buying process very easy. She didn't treat me like a sale, she treated me like family and that matters to people. She was very accessable, knowledgeable, and seemed to really care about her profession. She was recommended...
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Reply from Terri Cagle
July 9th, 2026 05:50 PM
Thank you so much Jesse!
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Laura is a true professional from start to finish. Everything she did made my home buying experience easier. Laura is a valuable asset to your company. I will highly recommend her and lower mortgage to anyone I know who is looking to purchase...
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Reply from Laura Kurtz
July 13th, 2026 08:27 PM
Sharon, I appreciate your kind words and am pleased to have made your home buying experience easier. It's wonderful to know you consider me a valuable asset, and your recommendation means a lot. If there's anything else I can assist with, please...
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Graham was always open about all of our options and very professional.
Reply from Graham Nadler
July 13th, 2026 02:02 PM
Natalie, I appreciate your feedback. I'm glad to hear that my openness and professionalism made a positive impact on your experience. If you have any more questions or need assistance, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.