Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Patrick Michael Borovay
Pat did an outstanding job securing my VA Loan. He was very responsive and kept me apprised of the rate fluctuations and provided excellent service. I would highly recommend Pat to anyone looking for a home loan. Thank you Pat for your diligence,...
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Reply from Patrick Michael Borovay
July 13th, 2026 05:26 PM
Marlon, I appreciate your kind words about my responsiveness and the excellent service you experienced. It's great to know that I could assist you with securing your VA Loan while keeping you informed about rate fluctuations. Thank you for...
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Murdock Richard is an outstanding loan officer who truly knows how to get deals closed. He has a deep understanding of how to structure a loan and make the numbers work, even in challenging situations. Throughout the process, he provided detailed,...
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Reply from Murdock Richard
July 6th, 2026 07:30 PM
Thank you. Working with you again gave me an opportunity to see how your kids have grown. When I say grown, I am not exaggerating. Given you are a foot taller than me, it is apparent that as we say in LA, "the apple doesn't fall far from the...
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The inspection fee for our house was missing on the closing costs and that delayed our process a little bit as we had to get a money order at the last second to resolve issue. It would have been nice to add to our closing costs since we requested...
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Reply from Stephen Gowen - Team Acopia - Lower...
July 17th, 2026 02:11 PM
Congratulations on your closing and thank you so much for taking the time to share your feedback! We truly appreciate it. It was our pleasure to help you through the home-buying process, and we're so happy everything came together successfully....
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Very thorough communication, and veryy helpful throughout the whole process
Reply from Blair Mathewson
July 13th, 2026 03:22 PM
Preston, I'm thankful for your feedback. It's good to know that my thorough communication and assistance were helpful to you throughout the process. If there's anything more I can do for you, please don't hesitate to reach out.
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Katie was very knowledgeable and helpful on all my questions and concerns
Transaction was smooth it did get a bit challenging at one point but thanks to Bruce for clarifying somethings out it helped the process better thank you Lisa for as well clarofying things and working closely on my file
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Stacy was very attentive and went through all avenues to ensure we our home loan was approved using the best vehicle possible.
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Angie helped me so much! being a first time home buyer, I had no idea what i was doing, but every qu I had she was always available and willing to help and explain everything! She is the best around!
Reply from Angie Lewis
July 13th, 2026 02:39 PM
Emily, I appreciate your kind words. I'm glad I could assist you as a first-time home buyer and provide the help and explanations you needed. If you have any more questions, I'm always here to help!
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I have known Jill for over 20 years. She's helped me through at least six home purchases or re-fi's, and three of those were after my divorce. I didn't know where to start but Jill walked me through it step by step. I wouldn't go to anyone...
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Reply from Jill Samsel
July 6th, 2026 04:34 PM
Thank you sweet friend!!!! I appreciate your support and friendship all these years. You're always so organized, quick to respond, and amazing to work for. I am always here if you need me.
Always answers the phone whenever you call and it's very quick with getting answers for you
Reply from Andrew Sassen
July 13th, 2026 02:18 PM
Denise, I appreciate your kind words. I'm glad to hear that my responsiveness and quick answers made a positive impact on your experience.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.