Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Miranda was willing to answer any and all questions I had before and during the process of major decisions. She informed me with the needful and necessary knowledge I didn't have. She is a wonderful person to work with.
Reply from Miranda Kelley
July 18th, 2026 04:15 PM
Curtis, thank you for your kind words. We’re so glad to hear that you had a positive experience, and we truly appreciate you taking the time to share your feedback. We wish you and your family many blessings and happiness in your new home!...
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Great service, went above and beyond to complete tasks snd was very patient anf and unferstanding
Phil is a great guy very helpful, understanding, and always there if need anything. made the process easy. talks you step by step thru the process and gives great advice and helps you understand everything
Reply from Phil Cunningham
July 20th, 2026 01:51 PM
Zane, I'm grateful for your kind words and pleased to know that I could make the process easy for you. It's nice to hear that my step-by-step guidance and advice were helpful in ensuring you understood everything. If there's anything else you...
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I initially doubted Josie was gonna be able to close in the short timeline she provided but she got it done. Josie and her team were on top of everything and made everything go so smoothly
Reply from Josie George
July 20th, 2026 03:51 PM
Kevin, I'm pleased to hear that everything went smoothly and that we were able to meet the timeline. Your feedback is truly valued, and I'm grateful for the confidence you placed in me and my team. If there's anything else you need, feel free...
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Him an his team were very open an made the whole process easy an stress free
Patrick was incredible to work with throughout my mortgage process. He was literally just a text away whenever I had a question, and I couldn’t have asked for someone more responsive or communicative.He kept me informed every step of the way...
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Reply from Patrick Wesson
July 20th, 2026 01:53 PM
Melissa, I appreciate your kind words and recommendation. I'm glad to hear that my responsiveness and communication made the mortgage process easier for you. It's good to know that my team and I could make the experience seamless and stress-free....
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Communication from Carlton. Reminding us what we needed to get done. So that the whole process will be easier.
Reply from Carlton Hockaday
July 20th, 2026 01:20 PM
Randy, I'm grateful that the communication and reminders I provided made the process easier for you. It's great to know that it was helpful along the way.
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Jose Icaza
Jose was available to answer all of my questions and the entire process was smooth
Reply from Jose Icaza
July 20th, 2026 06:22 PM
Thank you, Juliana!Working with you on this purchase—and your mom's purchase last year—was truly a pleasure. Your quick responses and timely submission of documents made the process much smoother and allowed me to navigate the loan with ease...
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Great experience! Consistent communication and reliability.
Reply from Chris Murray
July 12th, 2026 04:04 PM
We are so happy for you all! Here if you need anything or have any questions!
Good communication very eas
Reply from Tim Szumigala
July 20th, 2026 05:45 PM
Thomas, I appreciate your feedback on my communication. It's great to know that you found the process easy. Thank you for your review!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.