Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM(Open now)
Sat
closed
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closed
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Reviews from Web
You guys made the experience smooth and easy .Communication was exceptional. Extremely professional. I want to thank you so much for all you have done to make my experience a breeze.
Ashel and her team are the best!!!!!! You will not find a better team to purchase a home threw!!!!!! we love u Ashley thank you and you team for everything!!!
Reply from Ashley Higdon
September 30th, 2026 11:22 PM
I'm grateful for your wonderful feedback, Sarah. It was a pleasure to be part of your home-buying journey, and I'm pleased to know that you appreciated the team's efforts. Thank you for your kind words!
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I got my home i wanted thank you
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Lower, LLC
Ashley and her team are the best around for home buyers would recommend anyone don’t look anywhere else trust me!!
Ashley and her team are amazing!! very helpful will and would refer others 100%. 😇 🙂
Reply from Ashley Higdon
September 30th, 2026 11:23 PM
I'm grateful for your kind words, James. It’s wonderful to know that you found my team at Lower helpful and that you're willing to refer others. Thank you for your support!
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Lower, LLC
I had a great experience with Oxford. It was unlike any I’ve ever had with selling a house refinancing, or anything of that nature. I highly recommend them to anybody, especially Chase Polhemus. He was so professional yet added a personal touch....
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Chase was amazing. He was very professional get made things seem very welcoming and had a little personal touch. I really enjoyed working with him and I've already referred him.
Reply from Chase Polhemus
October 7th, 2026 07:31 PM
Lisa, I'm happy to hear that you found working with me to be a welcoming experience. At Lower, we strive to add a personal touch to our professionalism, and your referrals mean a lot. Thank you for your kind words!
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Stacey and her crew are amazing! I camt Say enough good things about her and her professionalism. Thank you, StaDey!
Reply from Stacey Smith
October 7th, 2026 03:38 PM
Joseph, thank you for your kind words about my work and the team at Lower. I'm grateful for your positive feedback and pleased to know you appreciated our professionalism.
Made the process super easy, super friendly, and anwsered any questions we had!
Casey Granston at CrossCountry Mortgage made it happen!! I went through 2 other lenders but they couldn't help but Casey was able to make it happen. Will work with him again no questions.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.