Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The personal service that Murdoch gave us , made us feel like family
Reply from Murdock Richard
July 21st, 2026 08:27 PM
Sammy, it was an honor and pleasure to work with you. As a Purple Heart recipient you deserved to be treated with extra care. Given our history working together, I view you as family. Being from Louisiana certainly helps as well. Thank you...
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Lack of communication.
Appraisal problems.
Problems with checks.
Rayma is down to earth, knowledgeable, and straight to the point. Something that you want when dealing with your investments and hard earned money
Reply from Rayma McGehee
July 28th, 2026 01:56 PM
Tynetta, I appreciate your kind words about my approach and expertise. I'm glad to hear that you felt comfortable discussing your investments with me. If there's anything more you need, please feel free to reach out!
The entire process was incredibly smooth from start to finish. Communication was excellent, and every question I had was answered quickly and clearly. The combination of professionalism, responsiveness, and guidance made buying my home much...
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Reply from Tim Summers
July 21st, 2026 04:39 PM
Ty, I appreciate your kind words and am pleased that you found the process smooth and well-communicated. It's great to know that my guidance and responsiveness helped make your home buying experience less stressful. Thank you for recommending...
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Erik Gross is one of the most patient, friendly, and amazing person, I have ever met. His knowledge of housing mortgages is astounding. An expert in what he does and also very good at explaining things to laymen. Thanks to Erik for being with...
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Reply from Owner
July 31st, 2026 03:55 PM
Thank you.
Erik has profound knowledge not just in Home loans but in general overall home purchases. His advice was very valuable and extremel helpful. His approach to solving any is extremely swift and precise. Amazing guy.
Reply from Erik Gross - Lower Mortgage (Hurst,...
July 21st, 2026 10:05 PM
Thank you very much for the kind words, Surya. It was a pleasure helping you guys get into that beautiful home. Please pass the word to your friends and family. A referral is the highest compliment I could receive. Thanks and congrats again....
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Working with our mortgage lender was an outstanding experience from start to finish. He made what can often be a stressful process feel easy and manageable by keeping us informed every during the entire process
Reply from Tim Summers
July 21st, 2026 04:39 PM
Dennie, I'm happy to hear that your experience with the mortgage process was smooth and manageable. Keeping you informed every step of the way is important to me, and I'm thankful for your positive feedback.
She was thorough, patient and made the process so much easy!
Reply from Brianna Floyd
July 28th, 2026 03:09 PM
James, I'm glad to hear that I could make the process easy for you by being thorough and patient. Thank you for sharing your experience, and please feel free to reach out if you have any more questions in the future.
I had a great ti working with Mr Gray with a lot of passion and dedication towards us achieving our dreams home
Reply from Grayson Henderson
July 28th, 2026 06:55 PM
I'm pleased to hear that you had a great experience working with me, Adewunmi. Your mention of passion and dedication truly means a lot. If there's anything more I can do for you, please feel free to reach out.
you guys were very helpful throughout the process and and all of our question. the process was very simple
Reply from Brianna Floyd
July 28th, 2026 06:17 PM
Yarlenis, I'm grateful that you found the process simple and helpful. It's great to know I could assist with all of your questions. Thank you for sharing your experience!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.