

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
Murdock is the most responsive, available and articulate lender I know!
Reply from Murdock Richard
July 22nd, 2026 02:09 PM
Well Eddie, it seems that we agree on something. Seriously, thank you for your kind words. It was a pleasure to work with you.
I randomly chose Tonya to visit with back in the fall when I was thinking of buying a property. I had googled lenders in my area, but I was drawn to Tonya's website, possibly because she was a female.. Sometimes men can be intimidating. She...
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Reply from Owner
July 21st, 2026 09:52 PM
Thank you so much, Jyl! It truly means a lot that you chose me after finding me online. I'm so glad we were able to reconnect in the spring and help you finance your investment property. It was a pleasure walking through your loan options,...
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All of you Thank you
Reply from Josie George
July 29th, 2026 01:32 PM
Mohamad, thank you for your kind words. I'm grateful for the opportunity to have worked with you.
Great communication and understanding. Outstanding help throughout the proccess
Reply from Adriel Esparza
July 28th, 2026 03:07 AM
Thank you David! It was great working with you!
Great communication and execution!
Reply from George DeMare
September 15th, 2026 07:18 PM
Thanks Ben! I enjoy working with you and your clients are lucky to have such a great agent representing them.
Personable, willing to answer any question .
Reply from Blair Mathewson
July 28th, 2026 04:19 PM
Preston, I appreciate your kind words. I'm pleased that I could answer your questions and provide a personable experience. If you have any more questions or need assistance, feel free to reach out.
We cannot thank Nadia and her entire team enough for everything they did for us throughout our home-buying journey. From the very first day until well after closing, Nadia was always there for us—answering every question, guiding us through...
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Reply from Owner
July 21st, 2026 11:27 PM
Thank you for taking the time to share your experience Elena! Helping families achieve their homeownership goals is why we do what we do. We appreciate your trust and wish you nothing but happiness in your new home.
Andrew is knowable, he takes the time to explain everything regarding the loan, keeps his customers up to date as the process proceeds and is fun to work with. Wonderful experience!
Reply from Andrew Sassen
July 28th, 2026 03:35 PM
Delbert, I'm grateful for your kind words and happy to know that you had a wonderful experience. It's good to hear that my explanations and updates throughout the loan process were helpful to you. Thank you for sharing your experience!
We cannot thank Nadia and her entire team enough for everything they did for us throughout our home-buying journey. From the very first day until well after closing, Nadia was always there for us—answering every question, guiding us through...
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Reply from Nadia Najera
July 23rd, 2026 07:14 PM
Elena, I'm truly grateful for your heartfelt words about your home-buying experience. It's wonderful to know that I, along with my team, could provide the support and care you needed during such an important journey. Your trust and recommendation...
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The personal service that Murdoch gave us , made us feel like family
Reply from Murdock Richard
July 21st, 2026 08:27 PM
Sammy, it was an honor and pleasure to work with you. As a Purple Heart recipient you deserved to be treated with extra care. Given our history working together, I view you as family. Being from Louisiana certainly helps as well. Thank you...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.