

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
David was extremely helpful and made the process simple. He also did a great job explaining everything i had questions about very quickly the entire time.
Reply from David Slain
July 30th, 2026 03:00 PM
Austin, I'm glad to hear that I could help make the process simple for you. Your feedback about my ability to explain things quickly is truly appreciated.
Communication
Her Professionalism, Patience, She handled the Refinance Process Expeditiously. She was very Knowledgeable, Courteous. My Refinance Loan Process Was Completed in a Timely Manner..
Reply from Abigail Shields
July 30th, 2026 04:59 PM
Joseph, I'm grateful for your kind words and pleased that you found the refinancing process to be timely and professional. It’s important to me that you felt supported throughout. If there's anything else you need, please feel free to reach...
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My experience was truly remarkable; Brianna and her team was a godsend. As a first-time homebuyer, I felt apprehensive about the process, but her guidance and communication made everything much easier. Very much stand on business and getting...
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Reply from Brianna Floyd
July 30th, 2026 01:34 PM
Jessica, I appreciate your kind words and am grateful to hear that I could assist you as a first-time homebuyer. It's wonderful to know that my guidance and communication helped ease your apprehensions. Thank you for sharing your experience,...
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Great job on my loans god bless you for your services
Reply from Cheryl Baldwin
July 23rd, 2026 01:40 PM
William, I'm grateful for your kind words and am pleased to hear that you felt positively about the service our team provided. We are proud to be your trusted mortgage lender here in South Florida.
I had a lot of problems getting the information that I needed and they helped me all the way
Reply from Ashley Higdon
July 23rd, 2026 03:27 PM
I'm happy to hear that we could assist you in getting the information you needed, Sharon. Your satisfaction is important to us, and I'm grateful for your kind words. If there's anything else you need, please let me know.
Vito and staff are amazing.
Great communication. Very helpful and responsive to all my questions. Highly recommended for your next home purchase!
Reply from Owner
July 29th, 2026 06:53 PM
Thank you so much, Michelle! We're thrilled our communication and responsiveness met your expectations. It was a pleasure helping with your home purchase, and we appreciate your recommendation. We look forward to assisting you or anyone you...
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Great communication. Very helpful and responsive to all my questions. Highly recommended foe your next home purchase!
Reply from Nikkie Bickham
July 30th, 2026 04:58 PM
Michelle, I appreciate your kind words about my communication and responsiveness. I'm grateful to have been able to assist you, and thank you for recommending me for future home purchases!
I have closed several loans with TJ. She knows what she is talking about and genuinely cares for her clients! You will be in good hands with TJ.
Reply from Owner
July 23rd, 2026 04:37 PM
Thank you so much, Brad! I truly appreciate your kind words and your trust over the years. It's always a pleasure working with you to help our clients achieve their homeownership goals. I look forward to many more successful closings together!...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.