Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Patrick was cool and level headed throughout the entire process. Other mortgage brokers we looked into were not vary informative, an communication was almost non existent. That was not the case with Patrick and his team! They were there to...
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Reply from Patrick Joyce
August 10th, 2026 01:33 PM
Thank you, Blake, for your kind words. I'm pleased to hear that you found our communication and support helpful throughout the process. If you need any further assistance, feel free to reach out.
Everything went very well. It was a pleasure working with Nicole.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:38 PM
Thank you so much for your kind words! It was truly a pleasure helping you through your home financing journey. I'm grateful you trusted me and my team, and I'm so excited for you as you begin this next chapter. Congratulations on your new...
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We were able to secure funding for a new build
Reply from Logan Judah - Loan Officer, Lower L...
August 3rd, 2026 01:08 PM
Ron, I'm glad to hear that you were able to secure funding for your new build. If there's anything more I can assist with, please feel free to reach out.
Nicole was wonderful to work with.
Reply from Nicole Munnerlyn
August 3rd, 2026 01:39 PM
I sincerely appreciate your kind review. Working with you was an absolute pleasure, and I'm honored you trusted me to help with your mortgage. Wishing you years of wonderful memories in your new home!
Patrick was a great communicator; he was responsive and able to explain complex topics in an understandable way. He made the whole process less overwhelming.
Reply from Patrick Wesson
August 10th, 2026 06:49 PM
Sean, I'm grateful for your kind words. It's good to know that my communication and explanations helped make the process less overwhelming for you. If you have any more questions or need assistance in the future, please feel free to reach out....
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Made communicating super easy, it's a lot at 1st but Troy was able to make things happen effortlessly.
Reply from Troy Mlenar
August 3rd, 2026 12:09 PM
Rebecca, Thanks so much for your trust in my Team and I! Congratulations on your 1st home!
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Communication
Reply from Ana Cabrales
August 10th, 2026 01:40 PM
Martha, I appreciate your feedback on communication. If there's anything more you'd like to discuss or need assistance with, please let me know.
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Everything
Reply from Landon Kail
August 10th, 2026 05:46 PM
Joshua, I'm grateful for your positive review. If there's anything more you'd like to share about your experience, please feel free to reach out.
TJ is WONDERFUL to work with. Professional, knowledgeable and a true pleasure to work with. TJ takes the stress out of buying your next home.
Reply from Owner
August 3rd, 2026 03:09 PM
Lynda, thank you so much for your kind words! It was truly a pleasure helping you and Tim with your condo purchase back in 2017, and it means so much that we've stayed in touch over the years. I loved catching up with you over lunch recently....
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Taylor Weiner and his team were very professional, and helpful in every step of the way, of this very extremely stressful process. I would hightly recommend using them for any or all of your loan needs.
Reply from Owner
September 2nd, 2026 01:24 PM
Susie, thank you for the review. Financing a home is stressful by nature. Staying ahead of every step and keeping you informed is how we keep the pressure off our clients. We hope we've earned your first call the next time you need anything....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.