Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Brian and his team did a great job putting things together so I could get into my first home. Brian is extremely knowledgeable in what he does and he made sure all my concerns were taken care of and all my questions were answered. The whole...
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Reply from Owner
August 5th, 2026 03:24 PM
Thank you!
for
Brian and his team have a great process. My loan process was smooth and easy and all the questions that I had were answered.
Reply from Brian Hafner
August 5th, 2026 03:24 PM
Thank you!
for
Matthew Goodrich
We were not given good communication including not having viewed or signed a 2nd revision of pre-closing docs that included an $80 a month increase in our monthly payment. We had no knowledge of this until actually signing the closing papers!...
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Reply from Matthew Goodrich
August 6th, 2026 01:04 PM
Hi Carla, I apologize that you didn't have a five-star experience with us. It is always a bit of added difficulty jumping into a transaction that was already started by a different Loan Officer, but I assure you we will learn from this and...
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Miranda Kelley - Team Acopia | Lower Mortgage has received a review with 5 star rating from Kesha J
Reply from Owner
August 11th, 2026 09:02 PM
Thank you, Kesha, for the great rating! I'm grateful for your feedback.
Everything was great, Miranda made the whole entire process easy they explained everything that needed to be explained and did everything she could to help during this process and make it easy and understandable
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Reply from Miranda Kelley - Team Acopia | Lowe...
August 3rd, 2026 08:40 PM
Lesha, I'm glad to hear that you had a positive experience. Thank you for being so kind about my efforts. If you have any more questions or need assistance in the future, feel free to reach out. It was a pleasure working with you.
Communication with anyone on the team was great! Everyone we worked with - Jon, Simone, and Jane - responded quickly and clearly to any questions we had. We felt that we were treated with respect and that all communications we had with anyone...
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Communication was great! Everyone we worked with ... Jon, Simone, and Jane ... responded quickly and clearly to any questions we had. We felt we were treated with respect and all communications were professional yet friendly. The overall process...
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Reply from Jonathan Wood
August 10th, 2026 06:21 PM
Louis, I'm pleased to hear that you found the communication clear and professional. It's great to know that you felt respected throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Bailey was so helpful and friendly since our first call. She's very knowledgeable and answered every one of our questions and made this process so easy and less stressful! i would 100% recommend her to anyon.
Reply from Bailey Wallick
August 10th, 2026 06:01 PM
Brianna, I'm grateful for your kind words and recommendation. It's nice to know that I could help make the process easy and less stressful for you. Thank you for sharing your experience!
Karina and Lisa were responsive to our requests.
Reply from Owner
August 7th, 2026 03:22 PM
Thank you for the amazing review!
Karina and Lisa were responsive to our needs.
Reply from Karina Cabrales
August 10th, 2026 05:25 PM
Richard, I appreciate your feedback. I'm glad to know that Lisa and I were able to be responsive to your needs. If you have any additional questions or require further assistance, please don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.