Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Karylle was so personable and involved in the whole process! She made me, a first -time homebuyer feel confident in the process and always kept me updated on what my next steps are. I appreciate her and her help so much.
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Reply from Karylle Wike
August 6th, 2026 12:54 PM
Jillian, I'm so pleased to hear that you felt confident throughout the process as a first-time homebuyer. I truly appreciate your kind words and am grateful we could help guide you every step of the way.
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commutation was amazing, they were very helpful as it was our first time buying, friendly and easy to work
Reply from Karylle Wike
August 6th, 2026 12:58 PM
Chad, I'm glad to hear that you found the communication amazing and that the process was helpful for your first home purchase. It's wonderful to know that you felt everything was friendly and easy to work with. If you have any more questions...
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Communication, knowledge,attention to detail,
professionalism
Reply from Corey Cale
August 12th, 2026 01:54 PM
Donald, I appreciate your recognition of my communication skills, knowledge, and attention to detail. It's great to know that you valued my professionalism throughout the process. Thank you for your kind words!
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Everyone was very quick to reply and it was a very smooth transaction. Thanks!!
Reply from Karylle Wike
August 6th, 2026 12:59 PM
Thank you, Christine!
Dwayne and his team made a complex process understandable for us. A very helpful feature was how there was always someone available with quick answers to our questions. Unlike past experiences I've had with lenders Dwayne and team are great...
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Reply from Dwayne Graham
August 5th, 2026 02:13 PM
Thank you very much for the kind words Mr. Hudder. Communication is a vital part of the process to ensure a smooth closing and we are glad to hear that you felt that. Congratulations on your new home and thanks again Mr. Hudder.
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Buying our first home felt intimidating, and we fully expected the mortgage process to be stressful and overwhelming. Thanks to Brian, Katelin, and the entire Universal Lending team, it was anything but!From start to finish, every member of...
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Reply from Owner
August 5th, 2026 03:21 PM
Wow! Thank you for the amazing review. We truly appreciate you and were so glad to be able to help you buy your first home!
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Buying our first home felt intimidating, and we fully expected the mortgage process to be stressful and overwhelming. Thanks to Brian, Katelin, and the entire Universal Lending team, it was anything but!From start to finish, every member of...
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Reply from Brian Hafner
August 5th, 2026 03:23 PM
Thank you!
Jacqualine would answer any questions I had day or night. She made sure I got the best rate and even extended my first payment date for two months. She is awesome. I have already recommended her to other people.
Reply from Jacqualine B Wolcott
August 8th, 2026 03:04 PM
Thank you, Ashton for confiding in me to be a part of your next chapter! I love what I do and cannot thank you enough for the recommendation to others! Always know I’m here to help and answer any questions that you may have.
Farryl was on top of everything and was always available through phone calls, texts, or emails!!!
Reply from Farryl Brooke
August 12th, 2026 07:30 PM
Robert, I appreciate your kind words and am happy to hear that my availability was helpful for you. It was great working together, and I’m glad I could support you throughout the process.
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Stacey is a pleasure to work with. She kept me up to date and on track for my refiannce.
Reply from Stacey Smith
August 12th, 2026 04:19 PM
Joe, I appreciate your kind words. I'm glad to hear that you felt informed and supported throughout your refinancing process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.