

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great experience! Our mortgage broker was thorough, quick, clear, and very friendly throughout the entire refinance process. She made everything easy to understand, kept things moving, and gave us great advice along the way. We really appreciated...
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When ever I had questions Jimmy always responded the same
Reply from Jimmy Seewald
August 17th, 2026 05:14 PM
Elliott, I appreciate your feedback. I'm glad to hear that my responses were consistent whenever you had questions. If there's anything else you need, feel free to reach out.
Earnest is communicative every step of the process as it can be overwhelming especially for a first time buyer. Earnest was able to explain every step with me that made the process smooth on my end with no surprises.
Reply from Earnest Haynes
August 14th, 2026 12:41 PM
Thanks Jose! It was great working with you as well. Congratulations on your first home!
Terri Cagle - Team Acopia has received a review with 5 star rating from Payal H
Reply from Owner
August 10th, 2026 10:14 AM
Thank you Payal!!!!
You are AMAZING!!! Thank you for going above and beyond to help me by my very first house by myself during such a difficult time of my life!!! I really appreciate everything you did for me!
Reply from Terri Cagle - Team Acopia
August 10th, 2026 10:14 AM
Thank you so much!!!!
Claudia is a thoughtful and supportive guide through a challenging process. I would always recommend her.
Reply from Owner
August 10th, 2026 05:30 PM
Thank you for your kind words, Gabby. I'm pleased to know that you found my guidance supportive during the process. I'm here whenever you need assistance in the future.
The unrelenting support, guidance, and most of all patience. Super amazing team.
Reply from Claudia Diaz
August 10th, 2026 05:31 PM
Thank you so much for trusting us the financing of your home loan.
Cathy is the best. She works tirelessly to make sure everything comes together
Reply from Cathy Pippins
August 17th, 2026 02:52 PM
Thank you, Martha, for your kind words. I'm happy to know that my efforts made a positive impact on your experience. If you need any further assistance, please feel free to reach out to me.
Brian and his team made the loan process seamless. Minimal stress and great communication throughout the entire process. Would highly recommend.
Reply from Owner
August 19th, 2026 05:00 PM
Appreciate you guys so much. Thank you!
Thank you so much! Shonna and her team took such great care of us throughout the entire process. She was always ready to answer our questions and give such helpful advice.
Reply from Shonna Lee
August 10th, 2026 12:10 PM
Welcome to South Carolina Bryan. We are happy you're here.
2011–2020 of 62117
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.