Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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I had a wonderful experience through this company and would definitely recommend it to anyone trying to find a house!
Reply from Owner
September 22nd, 2026 12:00 AM
Thank you!!
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
Bill Baralt is such a great Mortgage Loan Advisor to work with! Super friendly, easy to get a hold of, super knowledgeable and always willing to walk us through documents/review any questions we had. 10/10 would recommend to anyone in the market...
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So many scams out there, you do not know who you can trust today. Charles understood that and explained EVERYTHING step by step. Was very patient when we were hesitant. Charles made the process so easy that it almost seemed too good to be true....
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Sonya Pitt has received a review with 5 star rating from Matthew K
Reply from Owner
September 22nd, 2026 12:00 AM
Thank you
Great communication throughout transaction.
Reply from Todd Manley Richards
August 17th, 2026 07:32 PM
Thank you, Dominique. I'm happy to know that the communication met your expectations throughout the transaction. If there's anything else you need, feel free to reach out.
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Troy was amazing to work with, they whole experience was amazing, they answered any questions I had and put it in my simple way for me to understand
Reply from Troy Mlenar
August 10th, 2026 08:01 PM
Terri thanks so much! It was an honor helping you to get into your new home!
Super sweet and very knowledgeabl. I feel like she really did her best to get me the best deal she could!
Reply from Brianna Floyd
August 17th, 2026 07:16 PM
Kymber, I'm pleased to hear that you felt I did my best to secure a great deal for you. Thank you for recognizing my efforts and kind words!
Kari has been my lender for many years. Her friendliness, knowledge of loans and how to assist people through their individaul circumstances makes her one of a kind. I have and will continue to refer her to everyone I can, and she will always...
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Reply from Kari Ann Morrison
August 10th, 2026 07:52 PM
Awwww...it was nothing but an honor and a pleasure. I'm incredibly grateful to have your trust and always enjoy working with you and your beautiful family!
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We had hiccups in our mortgage process that made it not the smoothest, but Nikki's team was awesome in explaining everything and helping us with every step. They were very patient with my husband and I when we got situationallay irritated,...
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Mike was very responsive and helpful he provided all the information and help we needed to make the closing possible, he always went above and beyond and we really appreciate him, will recommend him for anyone looking for a loan.
Reply from Mike Lindeman
August 17th, 2026 05:36 PM
Thank you for your kind words, Alan. I'm pleased to know that I could provide the support and information you needed for a successful closing. It’s great to hear that you would recommend me to others seeking a loan.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.