

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Had seamless experience with John Belli. I will be referring him to everyone interested in purchasing a home
He was always available to answer any questions we had. The way he explained the process of home buying was clear. We look forward to working with him in the future and will refer him to our friends and family. Thank you for your help!
Reply from John Belli
September 2nd, 2026 03:07 PM
Erica, thank you for your kind words. I'm pleased that I could assist you with clear explanations throughout the home buying process. I'm looking forward to working with you again and appreciate your willingness to refer me to your friends...
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Made the process very easy and smooth!
Reply from Brianna Floyd
September 2nd, 2026 02:46 PM
Anna, I'm pleased to hear that you found the process easy and smooth. Thank you for sharing your positive experience!
Very honest, communitive, and educated on the process.
Reply from Earnest Haynes
September 2nd, 2026 01:32 PM
VaMiche, I'm grateful for your kind words about my honesty and communication. It's important to me to be well-informed and share that knowledge with you during the process. If there's ever more I can do for you, please feel free to reach out....
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Lower, LLC has received a review with 5 star rating from Amoreena L
Joe was very responsive throughout the process. He answered any questions I had..
Doug was extremely knowledgeable, friendly and easy to talk to. He guided us through the whole process step by step with great detail and made everything very easy for us to understand. Doug was able to work with our unique situation of being...
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Doug was extremely knowledgeable, friendly and easy to talk to. He guided us through the whole process step by step with great detail and made everything very easy for us to understand. Doug was able to work with our unique situation of being...
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Reply from Douglas Bills
August 26th, 2026 12:55 PM
Thank you so much for your kind words, Jackie. It's rewarding to know that you had a wonderful experience, and your recommendation means a lot to me. If you have any questions or needs, please feel free to reach out.
Nikkie Bickham has received a review with 5 star rating from Martin C
Reply from Owner
October 2nd, 2026 05:24 PM
Martin, thank you for giving me a 5-star rating. I'm happy to know that your experience with our team was positive.
Amazing Without a doubt
Reply from Nikkie Bickham
September 2nd, 2026 08:09 PM
Martin, I’m pleased to hear that you had such a positive experience. Thank you for your kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.