

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jill and the whole lending team were amazing from the very start of our home buying experience. We are first time home buyers and Jill made the process way less daunting then expected. we cannot thank Jill and her team enough for such a wonderful...
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Reply from Jill Taylor
September 4th, 2026 02:41 PM
Joe, I'm thankful for your kind words and pleased that I could help make your first home buying experience less daunting. It's great to hear that you found working with my team and me to be a wonderful experience.
Lower, LLC has received a review with 5 star rating from Kooling D
The process was fast , easy and I learned a lot of information that I will need in the future.
Reply from Tina Harrison
August 28th, 2026 01:46 PM
Thank you for the kind words, Andrae! We are always here for anything you need.
Karina Cabrales has received a review with 5 star rating from Adrian G
Reply from Owner
September 1st, 2026 04:19 PM
Adrian, thank you so much for your 5 Star Review! WE are always here for your post closing questions. Enjoy your new home! Many blessings to you and your family.
Excellent job, thanks for everything
Reply from Karina Cabrales
September 1st, 2026 04:20 PM
Adrian, thank you for your kind words. I'm happy to hear you had a positive experience. If there's anything else I can assist you with, feel free to let me know. I am a call away.
Lisa stayed connected at all point in process and was always available to answer questions. She was amazing to work with.
Reply from Lisa Lessard
September 4th, 2026 06:27 PM
I'm grateful for your kind words Todd! It's nice to know that staying connected and being available throughout the process made the loan process easier. Thank you for your trust and allowing me to provide you with your home financing! I wish...
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Great communication amongst all the team
Great communication amongst all the team
Reply from Ana Cabrales
September 1st, 2026 04:29 PM
Luis, I'm pleased to hear that you found the communication amongst the team to be great. If there's anything else you need or wish to discuss, feel free to reach out.
Scott Edwards has received a review with 5 star rating from Dante W
Scott was great he didn't give up when things became complicated. Very pleasant and knowledgeable. Communication was top tier when there was unexpected issues. Scott and his team was awesome.
Reply from Scott Edwards
September 4th, 2026 04:02 PM
Dante, I'm grateful for your positive feedback and pleased to hear that my persistence and communication made a difference during the process. It's good to know that you found my team and me knowledgeable and supportive. Thank you for your...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.