Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
All questions were answered.
Reply from Tony Valdez, Lower Mortgage
August 31st, 2026 01:51 AM
Thank you, Tony. I'm happy to know that all your questions were addressed. If there's anything else you need, please feel free to reach out.
Friendly people that provide excellent service.
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Lower, LLC
It was a great experience working with Graham Nadler and his team. Lower was quick and efficient with putting together the necessary documents to get our loan closed quickly. I also want to talk about how kind and understanding they are. They...
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Graham and his team were wond to work with and quick got my loan done
Reply from Graham Nadler
September 7th, 2026 06:25 PM
Cathy, I'm glad to hear that you found working with my team and me to be a positive experience. We appreciate your feedback and are happy that we could assist in getting your loan done quickly.
He made everything go very smooth.
Reply from Andrew Sassen
September 7th, 2026 08:47 PM
Nicholas, I'm glad to hear that everything went smoothly for you. Thank you for sharing your experience!
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Laura was always there from the beginning. She would explain things to us several times until we understood it
Reply from Laura Kurtz
September 7th, 2026 04:17 PM
Norma, I appreciate your kind words. I'm pleased to know that I could be there for you from the start and help ensure everything was clear. Your understanding was my priority.
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Ryan A
Easy to work with. Responsive and takes input!
Reply from Douglas Bills
August 29th, 2026 07:02 PM
Thank you, Ryan. I'm happy to hear that you found me responsive and easy to work with. Your input is always valued and helps ensure a smooth process.
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Patricia M
Murdock is passionate about creating mortgages and lending opportunities for his clients. He has a special way of communicating with people so they are educated about the process and their expectations for a successful purchase.Murdock has...
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Reply from Murdock Richard
August 29th, 2026 03:38 PM
Thank you for your comments. This transaction was especially rewarding because your client was a first-time homebuyer and a veteran. But most importantly, he is an extraordinary individual with a promising career in any law enforcement he chooses...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.