

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Clay and his team were easy to work with and took time to keep us in the loop on the loan process. Clay provided accurate information regarding the costs associated with our loan that allowed us to maximize our savings.
Reply from Clay Brown
October 4th, 2026 08:53 PM
Happy to help!! Hope you enjoy your new home!
Gabby was amazing from start to finish. She was extremely communicative, supportive and always had our best interest in mind. She was willing to thoroughly answer any questions I had throughout the process and helped us close in a quick turnaround...
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Reply from Gabriela Slazak
October 5th, 2026 11:44 AM
Dear Julie:
Thank you so much for your kind words! It was a pleasure working with you. Congratulations on your new home, and I wish you all the best as you begin this exciting new chapter.
Very helpful, organized and always available for questions. Great experience
Reply from Irma Arteaga
October 7th, 2026 01:40 PM
I'm really glad to hear that you had a great experience, Oscar. Being helpful and organized is something I strive for, and I'm pleased that my availability could support your needs.
Fred was very knowledgeable and timely
Bill Baraly's Prompt communications with consistency
Lower, LLC has received a review with 5 star rating from Ryleigh W
Angie was the most supportive, kind, hardworking person I have ever worked with. This experience for me as a first time homebuyer was extremely stressful and switching over to lower mortgage and working directly with Angie has completely eased...
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Lower, LLC has received a review with 5 star rating from Jacob D
Dane and his team made it incredibly easy to get through this process! I was very stressed going into this as it was my first home purchase, but he answered all of my questions and walked through the process.
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Luis explained everything in detail. He was very patient throughout the process and reasuring at all times.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.