Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
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AMSW
Great service and timely updates and follow thru.
Rich Tibbets is a great advisor no matter what questions we had he always gave great advice.
Reply from Rich Tibbetts
September 8th, 2026 08:27 PM
George, I'm glad to hear that you found my advice helpful. Thank you for your kind words and trust in my guidance.
Nicole and her team were amazing to work with! I will definitely recommend them to clients in the future.
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Lower, LLC
The staff was 10/10 helpful. Everyone was very nice and was able to work with us through our situation. Highly recommend for all first time home owners!
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The staff was 10/10 helpful. Everyone was very nice and was able to work with us through our situation. Highly recommend for all first time home owners!
Reply from Cody Heard
September 8th, 2026 03:21 PM
Toby, I'm grateful for your kind words about the staff. It's nice to hear that everyone was helpful and accommodating during your experience. Thank you for recommending us to first-time homeowners!
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Patrick Michael Borovay
Patrick was very reponsive to all my concerns on rate lock and closing execution
Did phenomenon job overall
Reply from Patrick Michael Borovay
September 8th, 2026 08:48 PM
Kenneth, I'm grateful for your feedback on my responsiveness regarding rate lock and closing execution. It's good to know that you felt I did a great job overall. Thank you for taking the time to share your experience.
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Should have been upfront with processing fees and in the responding to my concerns and be patient with us considering we both work full time. But the person we dealt with in the beginning left the compan. But overall it was a good process
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Help us with everytime when needed
Reply from Joanie Neal
September 8th, 2026 05:55 PM
Happy to help and hope you are enjoying your BEAUTIFUL home
Rachelle pays attention to the details. She was quick to respond to questions and kept us on track for closing.
Reply from Rachelle Killman
September 1st, 2026 11:21 AM
Nancy,
Thank you for your review! I really enjoy working you and so appreciate being able to serve your clients. I look forward to working together soon! ❤️
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Angel helped me consolidate my debt and put me in a much better financial position moving forward. With the equity in my home, I was able to consolidate my larger debts while still saving for my wedding. The process was easy and straightforward,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.