

Angel Ramos
Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Angel always takes great care of my clients. Communication is on point, great with first time buyers, super responsive. I highly recommend Angel for anyone looking for a mortgage or other financing options, he’s great with first time buyers...
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As an insurance agent I have had the pleasure of working with Angel. He is always passionate about helping others. Proud and professional in his roll and strives to save his clients every penny he can! Call him and you will not be disappointed....
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As a Realtor, having reliable lending partners is so important, and I can confidently say Angel Ramos is one of the best! We just wrapped up a transaction together, and I couldn’t have been more impressed with his attention to detail, efficiency,...
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Angel was very helpful with our process in buying a home he was always in contact with us kept us up to date with everything and we will send friends and family to work with him. Can’t thank you enough. Hope to continue doing business. God...
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Angel was so amazing and was quick and super communicative during the whole process, he kept us up to date and informed through every step he made buying my first house super easy
5 Stars – Exceptional Mortgage Broker Who Truly Goes Above and Beyond!I cannot say enough great things about the incredible experience we had working with Angel Ramos throughout our home loan process.Our journey to closing on our new home was...
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Angel helped me consolidate my debt and put me in a much better financial position moving forward. With the equity in my home, I was able to consolidate my larger debts while still saving for my wedding. The process was easy and straightforward,...
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Working with Angel throughout our home closing process was an amazing experience. From start to finish, they were knowledgeable, responsive, patient, and truly cared about making everything go as smoothly as possible. Buying a home can be stressful,...
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Angel was outstanding throughout the entire process of helping us get approved and closed on our new property. We came into this not knowing him at all and being completely new to the area, but he quickly earned our trust through his professionalism,...
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Angel is an amazing agent that goes above and beyond for our loan!!! Reach out to him, know several programs!!!! Someone I trust!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2044477
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.