

Angel Ramos
Loan Officer

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
5 Stars – Exceptional Mortgage Broker Who Truly Goes Above and Beyond!I cannot say enough great things about the incredible experience we had working with Angel Ramos throughout our home loan process.Our journey to closing on our new home was...
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Angel helped me consolidate my debt and put me in a much better financial position moving forward. With the equity in my home, I was able to consolidate my larger debts while still saving for my wedding. The process was easy and straightforward,...
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Working with Angel throughout our home closing process was an amazing experience. From start to finish, they were knowledgeable, responsive, patient, and truly cared about making everything go as smoothly as possible. Buying a home can be stressful,...
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Angel was outstanding throughout the entire process of helping us get approved and closed on our new property. We came into this not knowing him at all and being completely new to the area, but he quickly earned our trust through his professionalism,...
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Angel is an amazing agent that goes above and beyond for our loan!!! Reach out to him, know several programs!!!! Someone I trust!!
I recently stayed at this air bnb and it was AMAZING!!! Incredibly clean, spacious and welcoming. The home had everything you could need including board games, large flat-screen tvs throughout, and even thoughtful things such as ample cooking...
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Amazing location, house is spacious, very well maintained. Excellent place to create memories with family and friends
Reply from Angel Gets You Funded
January 15th, 2024 01:43 PM
Thank you for sharing!
Clean and spacious. Includes full kitchen and big pool/lounge area! 5/5 had a great stay!
Reply from Angel Gets You Funded
November 7th, 2023 07:14 PM
Thank you for sharing!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2044477
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.