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Home State Bank in Crystal Lake, IL

Home State Bank, Crystal Lake, IL

Crystal Lake, IL
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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(815) 459-2000
Crystal Lake, IL
https://www.hsbmortgage.com/
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • for
    Elizabeth Zak - Home State Bank
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    Mary A
    Kaukauna, WI
    Posted on January 12th, 2026 06:40 PM
    Greatpeople
    Reply from Elizabeth Zak - Home State Bank
    January 12th, 2026 06:44 PM
    Thank you, Mary! You and Dan were an absolute pleasure to work with!
  • for
    McHenry North
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    Barbara W
    Posted on January 11th, 2026 12:00 AM
    McHenry North has received a review with 5 star rating from Barbara W
  • for
    Nancy Howley
    Encompass
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    Mary K
    South Haven, MI
    Posted on January 10th, 2026 11:35 PM
    We live out of state in a different time zone but Nancy was always available and accessible. She made the stressful loan process not so stressful!
    Reply from Nancy Howley
    February 10th, 2026 08:06 PM
    Navigating the loan process from afar can be challenging, Mary, so I'm glad that my availability made things a bit easier for you. It's important to me to be accessible and help alleviate the stress wherever I can. If there's anything more...
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    Nancy Howley
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    George K
    South Haven, MI
    Posted on January 10th, 2026 02:20 PM
    I was able to get through the entire loan process from out of state. Nancy is very thorough and walked me through all the way to and including closing day. A REAL PRO.
    Reply from Nancy Howley
    February 9th, 2026 02:21 PM
    I'm glad we could navigate the loan process smoothly together, even with you being out of state, George. Providing thorough guidance every step of the way is something I take seriously, and I'm pleased it made a difference for you. If there's...
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  • for
    Raquel Koester
    Encompass
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    Matthew J J
    Cary, IL
    Posted on January 9th, 2026 11:22 PM
    Raquel was always available to help with any questions or concerns, and helped to patiently guide us through the process.
    Reply from Raquel Koester
    January 29th, 2026 07:56 PM
    Matthew, I appreciate your taking the time to share your experience. It's important to me that I am available to address any questions or concerns you have. I'm pleased that I could guide you through the process patiently. If there's anything...
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  • for
    Crystal Lake- 40 Grant St
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    Brian L
    Posted on January 9th, 2026 12:00 AM
    This has been my bank for over 20 years. I've tried to like it. I like the thought of a locally owned bank and to say I've given them the benefit of the doubt is an understatement, but they have just always been a hassle. Nothing is open on...
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    Kyle Hauke
    Encompass
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    Ashley M V
    Abrams, WI
    Posted on January 6th, 2026 02:00 PM
    Great communication throughout each step of the process.
    Reply from Kyle Hauke
    January 21st, 2026 01:07 PM
    Ashley, I’m glad to know that the communication met your expectations at every stage. Ensuring thorough and clear updates is something I strive for in every interaction. Thank you for taking the time to share this positive feedback.
  • for
    Dan Bursek
    Encompass
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    Brian T P
    Mount Pleasant, WI
    Posted on December 24th, 2025 03:05 PM
    Dan has done multiple mortgages for me and as always done a tremendous job on this sale. i Would definitely recommend Dan to anyone buying a house
    Reply from Dan Bursek
    January 23rd, 2026 03:05 PM
    Brian, I truly appreciate your continued trust in my services for your mortgage needs. It's great to hear that you were satisfied with the recent sale process. Your willingness to recommend me means a lot and reinforces my commitment to providing...
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  • for
    Nancy Howley
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    Todd S
    Crystal Lake, IL
    Posted on December 23rd, 2025 05:07 PM
    Nancy was approachable, very responsive and thorough. Thank you
    Reply from Nancy Howley
    January 22nd, 2026 05:08 PM
    I'm pleased to know you found me approachable and thorough, Todd. Being responsive and ensuring that all your needs are addressed is a priority for me. If there's anything else I can help you with, please feel free to reach out. Thank you for...
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  • for
    Crystal Lake- 40 Grant St
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    Todd S
    Posted on December 23rd, 2025 12:00 AM
    Crystal Lake- 40 Grant St has received a review with 5 star rating from Todd S
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Region

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.