
Home State Bank, Crystal Lake, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Kyle was excellent during the first part of the loan procedure; however, as we continued, communication became very poor. Once we officially selected them as our lender, they began sending documents without any explanation of what we were signing....
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Fantastic communication made it easier to navigate the loan process..Would recommend for sure 5/5⭐
Reply from Al Lapotko
August 18th, 2026 06:59 PM
James, I'm glad to hear that the communication made your loan process easier. Your recommendation means a lot to me. Thank you for sharing your positive experience with Home State Bank.
Crystal Lake- 40 Grant St has received a review with 5 star rating from Jim K
She has been amazing throughout the process from even before our pre-approval, to then closing. Any time I have a question, which is quite often, she answered it in a way that was easy to understand whether it was 8am or 11pm. I knew I could...
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Reply from Elizabeth Zak - Home State Bank
July 18th, 2026 02:34 AM
Thank you SO much Lauren! If you ever need anything beyond closing I will continue to be here for you! Congratulations on a beautiful new home! ❤️
She has been amazing throughout the process from even before our pre-approval, to then closing. Any time I have a question, which is quite often, she answered it in a way that was easy to understand whether it was 8am or 11pm. I knew I could...
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Kyle and his team were great!
Reply from Kyle Hauke
July 17th, 2026 10:49 AM
I'm happy to know that you had a great experience with my team and me, Stephanie. Thank you for sharing your kind words!
Really reliable, great communication. Build a good bond together and went stratight to business. good people to work with really recommend for family and Friends.
Reply from Home Loans by Jonathan aka Mr. ITIN...
August 14th, 2026 04:38 PM
Jonathan, thank you for your kind words. I'm glad to hear that our communication and partnership were beneficial to you. Your recommendation means a lot to me.
Great people to work with , build a great bond together in order to make things happen quickly. Glad i picked these people to work with really thankful. Happily recommend to anyone getting into real estate.
Barb was great in assisting me during my Barb was great in assisting me during my refinance.
Reply from Barb Kelly
August 14th, 2026 08:34 PM
I'm glad to hear that you had a positive experience with your refinance, Samantha. Thank you for sharing your feedback.
Brad was absolutely wonderful to work with throughout the entire home-buying process. His communication was excellent, and he truly went above and beyond to answer all of my questions and make everything as smooth and stress-free as possible....
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.