
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Ron is obviously very experienced and well versed in his profession as a mortgage loan officer. The process was seamless and painless from start to finish.
Reply from Ron Ruzicka
April 9th, 2026 07:47 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
great Experience
Reply from Phil Scaglia
April 9th, 2026 04:27 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
It went smoothly and as planned.
Reply from Martin Still
April 4th, 2026 04:36 PM
Thank you for the reply, Dawn. Hope you enjoy your new home.
Communication.
Always available
Reply from Martin Still
April 4th, 2026 03:21 PM
Thank you Paul for the feedback and for the opportunity to work with you.
Nathan Groojean has been our trusted loan officer for years. He is always the first person our family contacts, no matter where he works. With him, we feel completely at ease—we simply submit our documents, and he takes care of everything seamlessly....
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Reply from Nathan Grojean
April 9th, 2026 02:52 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Phil was awesome! Top notch
Reply from Phil Scaglia
April 8th, 2026 04:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Shad made everything really easy for us and walked us through every step of the way
Reply from Shad Lager
April 8th, 2026 04:29 PM
I really appreciate the feedback and look forward to working with you again.
Phil took care of everything and made the process extremely seamless. He was very responsive and always answered questions we had.
Reply from Phil Scaglia
April 8th, 2026 04:17 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Kim Schultz and Karen Kasey were amazing to work with. They were VERY responsive, helpful, knowledgeable and very pleasant to work with. My highest recommendation for others to work with with.
Reply from Kim Schultz
April 2nd, 2026 02:50 PM
Thank you SO much Zach! You were equally as wonderful to work with! Appreciate your quick response to all our requests! Best of luck with the move, and thanks again for allowing me to assist you with the mortgage.
Todd was always very respinsive when I had questions
Reply from Todd Hedger
April 2nd, 2026 02:28 PM
I appreciate your words, Jeremiah. It's important to me to be responsive whenever questions arise, and I'm glad I could assist you when needed. If you have any further questions or need assistance, feel free to reach out.
871–880 of 12230
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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