
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We had a great experience working with Russ as first-time homebuyers. He was knowledgeable, responsive, and took the time to clearly explain every step of the process. Russ' communication and transparency made a potentially stressful experience...
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Reply from Owner
May 1st, 2026 12:00 AM
Thank you, Kelli! We’re so glad to hear Russ made your first homebuying experience smooth and stress-free. We appreciate your recommendation and hope you enjoy your new home!
The whole process
Reply from Kim Schultz
April 14th, 2026 06:24 PM
Thanks for allowing me to assist you with your financing Bryan. Wishing you the best in your new home!
We have worked with Tracy on three home purchases, and every time she has been excellent. Kind, communicative, and beyond helpful. I would recommend her to anyone!
Reply from Tracy Geer
April 20th, 2026 05:51 PM
I really appreciate the feedback and look forward to working with you again.
Doreen was amazing to work with and helped us through the process answering all of our questions. I would highly recommend working with Doreen.
Reply from Doreen Hansen
April 20th, 2026 01:56 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Kelly's longtime experience in the lending institution gave us the confidence needed to move forward with the best decision for our place in life.
Reply from Kelly Whitwood
April 14th, 2026 02:21 PM
Thank you so much for the kind words. Wishing you and Terry all the best in your new home, and welcome back to KC?
Thank you , so much !
Reply from Maggie Rivera
April 20th, 2026 01:28 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Excellent, timely communication with a personal touch.
Reply from Doreen Hansen
April 20th, 2026 01:42 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
I can’t recommend Rick Whisman enough. He helped us buy our home last summer while we were living out of state, and his communication was top-notch. What really set him apart was his dedication after the initial closing, he stayed in touch...
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Reply from Owner
May 1st, 2026 12:00 AM
Thank you, Jeremy! We’re so glad Rick provided such dedicated support throughout your homebuying and refinance journey—especially during such an important transition. Thank you for choosing First State Bank Mortgage.
Kim Schultz has received a review with 5 star rating from Bryan S
Reply from Owner
May 1st, 2026 12:00 AM
Bryan, your 5 stars mean a lot to us—thank you!
I had a survey question about Nedra Irvin, but I just never interacted with her so put my toggle in the middle!My experience with Phil was outstanding! My husband and I were able to get an incredible rate in a crazy market all thanks to Phil...
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Reply from Phil Scaglia
April 20th, 2026 01:27 PM
Thanks for the great feedback. I hope you enjoy your new home!
811–820 of 12226
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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