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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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Reviews from Web
  • B
    Benjamin B
    Raymore, MO
    Posted on April 20th, 2026 03:15 PM
    Communication was easy. questions got answered quickly
    Reply from Scott and Traci Turner
    April 27th, 2026 08:43 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • S
    Shanna D K
    Kansas City, MO
    Posted on April 20th, 2026 02:22 PM
    Great as always!!
    Reply from Phil Scaglia
    April 27th, 2026 06:41 PM
    It was great working with you to refinance your home loan. Thanks again for putting your trust in us.
  • N
    Nathan C
    Mission, KS
    Posted on April 20th, 2026 02:19 PM
    Phil being on top of the communication component and responding in a timely manner without us having to follow up with him is how it should be done. He and his team did it the right way the first time around, as it should be.
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    Reply from Phil Scaglia
    April 27th, 2026 05:20 PM
    Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
  • L
    Laura W
    LEES SUMMIT, MO
    Posted on April 20th, 2026 02:18 PM
    Kelly was prompt and clear with all communication, as well as friendly and helpful. I appreciated her!
    Reply from Kelly Whitwood
    April 20th, 2026 02:26 PM
    Thank you Laura. I appreciate your kind words and wish you all the best in your beautiful new home! It was a pleasure to work with you and your great agent.
  • D
    Dominic H
    Posted on April 20th, 2026 12:00 AM
    Scott and Traci were great to work with! They made the home-buying process smooth and wasy. They were very knowledgeable and very promptly answered all questions that I had. I highly recommend using them for a home mortgage!
    Reply from Owner
    April 29th, 2026 12:00 AM
    Thank you, Dominic! We’re so glad Scott and Traci made your homebuying process smooth and easy. We appreciate your recommendation and wish you all the best in your new home!
  • L
    Laura W
    Posted on April 20th, 2026 12:00 AM
    Kelly is great to work with. Knowledgeable and prompt with all communication which is needed and appreciated when buying a home!
    Reply from Owner
    April 29th, 2026 12:00 AM
    Thank you, Laura! We’re so glad to hear Kelly provided the knowledgeable guidance and prompt communication that make all the difference during the homebuying process. We appreciate your kind words!
  • L
    Linda D
    HIGH RIDGE, MO
    Posted on April 19th, 2026 01:59 AM
    I appreciated the how easy communication was during this time I also appreciated how timely questions were answered Thanks for all the support
    Reply from Shad Lager
    April 24th, 2026 06:44 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • J
    Jennifer B R
    INDEPENDENCE, MO
    Posted on April 18th, 2026 11:48 PM
    I love Kelly!!
    Reply from Kelly Whitwood
    April 19th, 2026 12:04 AM
    Thank you so much Jennifer. I loved working with you! Take care my friend.
  • T
    Tiffani R T
    CAMDENTON, MO
    Posted on April 18th, 2026 03:55 PM
    Professional, timely, responsive, friendly, knowledgeable, made the process extrememly easy! Would highly recommend!
    Reply from Gerry Phillips
    April 18th, 2026 06:39 PM
    Thank you very much, Tiffani. You & Erik were wonderful & a delight to work with. I'm confident you will be delighted with your new condo! Enjoy the Lake!!
  • Encompass
    T
    Tiffany H
    CREVE COEUR, MO
    Posted on April 18th, 2026 02:48 PM
    He made it easy and took the mystery out of the loan process
    Reply from Brad Fink
    April 23rd, 2026 02:49 PM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
  • 781–790 of 12222
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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