First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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First State Bank of St. Charles
Every decision we make either moves us closer to our destiny or takes us farther from it. Russ took out the time and move us closer to our destiny to build a future for our Daughter and for That WE'RE forever Grateful for Russ Bray the Best...
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Reply from Owner
October 3rd, 2022 12:00 AM
Sharrice, thank you for the five-star rating!
Chris was amazing. He really takes the time to help explain and answer questions throughout the process.
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Todd kept me informed , was always available to answer my questions. This loan had lots of extra things come up, Todd and Dianne were on top of it all even when I didn't respond right away. Thank you ,Todd and Dianne for all your hard work.
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Phil was able to approve our loan in five days when we were in a serious time crunch. We would not have been able to close on our house had it not been for Phil. I could not recommend him enough!
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Russ and his team were very professional and very informative. The communication was awesome. Any question we had was answered and explained with no problem. Thank you Russ for making this process go smoothly.
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Phil was very knowledgeable and a great communicator throughout the entire process. Definitely recommend him for your needs!
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Scottsdale
Dan was amazing to work with! He made our first home buying experience so easy and not stressful at all! He was great at communicating with us, frequently calling us to give us updates on where things were in the process of getting our loan...
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Reply from Dan Francis
September 27th, 2023 03:14 AM
Thanks for the great review Julie! It was an absolute pleasure working with you. I'm so excited for this next chapter in your family's life! All the best to you and Luke in your beautiful new home!!
As a first time home-buyer Kelly was so wonderful in taking me through the entire loan process step by step to make it easy for me to understand! So great to work with!
This is our fourth interaction with Chris he is professional, informative, timely, and lives up to his commitments.
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Charles Sutton
Charlie had to do more than he should have to get this done. He did things that nobody should have expected him to do in order to make up for my inability to do things in a timely fashion and personally obtained information that nobody should...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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