
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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I had such a great experience with Martin at First State Bank. He made everything so easy for me and had great communication with me through the entire process. Couldn't have asked for more!
Reply from Owner
August 21st, 2023 09:39 PM
We're so happy you had a great experience, Lacey. Thank you for the awesome review!
It’s a wonderful experience working with Matt. I appreciate his efforts and coordination in making smooth transition
Great communication and ease of process.
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Great communication and ease of process.
Todd and our Realtor seemed to work in tandem for a seamless transition into homeownership for both me and my fiancé.
Phil Scaglia and his team at First State Bank Mortgage were terrific partners on my home buying journey. He was extremely thorough, responded quickly, made me feel as if no question was too obvious, and helped me find the exact right loan....
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Phil Scaglia and his team at First State Bank Mortgage were terrific partners on my home buying journey. He was extremely thorough, responded quickly, made me feel as if no question was too obvious, and helped me find the exact right loan....
read more
Phil Scaglia and his team at First State Bank Mortgage were terrific partners on my home buying journey. He was extremely thorough, responded quickly, made me feel as if no question was too obvious, and helped me find the exact right loan....
read more
Reply from Owner
August 21st, 2023 09:40 PM
William, your feedback means so much to our entire team. We are so grateful for our awesome customers like you!
The application process was simple and straightforward. I'm self employed, so qualification and verification can get complex. Other lenders ask for more and more documentation in a never ending stream of endless paper. They ask for needed documentation...
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Reply from Barry Allen
July 13th, 2023 03:13 PM
Thank you for the kind words.
Highly recommended! Great communication and follow through. Awesome experience.
Reply from Owner
August 21st, 2023 11:00 PM
Bill, we sincerely appreciate you taking the time to share your experience with First State Bank Mortgage!
6221–6230 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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