
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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You can't go wrong with Karen Becker you are in good sound hands with here she will make sure that you make the right financial decision when buying a home it was a stress free process from start to close
Reply from Owner
July 4th, 2023 12:00 AM
Mark, we are grateful that you took the time to leave Karen and our team a five-star review. Thank you!
Todd and team are easy to work with. He made the grueling process bearable. Todd is very helpful and knowledgeable.
You can't go wrong with Karen Becker you are in good sound hands with here she will make sure that you make the right financial decision when buying a home it was a stress free process from start to close
Reply from Owner
August 22nd, 2023 01:12 AM
Mark, we are grateful that you took the time to leave Karen and our team a five-star review. Thank you!
Karen during our whole start to close was so helpful in every way she was kind professional always available for a phone call email or text she is just a person who cares about people I can't say enough about her she gave us great advice and...
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Chris went out of his way to make the whole loan process as painless as possible! I would for sure use him again to procure a loan and recommend him to friends and family.
I had such a great experience with Martin at First State Bank. He made everything so easy for me and had great communication with me through the entire process. Couldn't have asked for more!
Reply from Owner
October 3rd, 2023 12:00 AM
We're so happy you had a great experience, Lacey. Thank you for the awesome review!
Communication
Martin makes a complicated process less daunting. He is very easy to work with, available and happy to answer all my questions. This is my second time working with him and I will use him again!
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Martin makes a complicated process less daunting. He is very easy to work with, available and happy to answer all my questions. This is my second time working with him and I will use him again!
Russ Bray has exemplary knowledge of finance. He was extremely easy to work with. I would recommend Russ for anyone looking for a loan. Amazing experience
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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