
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil is fantastic! We have used him for several transactions and everyone time he is attentive and makes sure everything is executed flawlessly!
Phil Scaglia is a top notch loan officer. I have been working with him for years and he always makes the process easy and efficient. He is always my first stop when I need a real estate loan.
Reply from Owner
August 21st, 2023 09:36 PM
Brook, we are glad to hear Phil provided you with top-notch service! We appreciate the feedback!
Chris was very informative and helpful and we appreciate all the advice he gave us. Super to work with.
Great team, great communication
Everything went very smoothly throughout the whole process!
Chris was professional and kept us updated throughout the whole process. Very knowledgeable and easy to work with.
Reply from Chris Lee
December 19th, 2022 12:42 AM
Thanks for the nice words!
I can't say enough good things about Karen. She is available day or night to answer any questions we might have. The whole process was simple, and I would refer her to anyone I know.
Jeff was very easy to work with and was on top of what the next step was at all times.
Reply from Jeff Krueger
December 18th, 2022 07:50 PM
Thank you Denis as I hope you and Lois get to enjoy AZ often. Jeff
We felt totally comfortable and well protected with Ron as our lender. His wealth of knowledge and experience made the process of buying our second home very simple. We will be recommending him to friends and family! Thank you Ron for your...
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I have worked with Phil many times. His level of service and professionalism is unparalleled. I will always look to him first for my lending needs.
6121–6130 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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