
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Rick answered my question, informed me what I needed to bring to the office to start the process and kept me informed throughout the process of what was happenin.
Reply from Rick Whisman
May 26th, 2026 03:52 PM
Dianne, it is always a pleasure to help you. I appreciate your feedback.
I was always confident that if I emailed Kim a question, she would get back to me asap. That means so much. It was a very positive experience and I would recommend her to anyone purchasing a home.
Reply from Kim Schultz
May 25th, 2026 01:03 PM
Thank you so much! I was a pleasure getting to assist you with your financing! You were equally as great to work with! Appreciate all your help with everything! Best of luck in your beautiful new home!
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Reply from Jenny Zillner
May 29th, 2026 06:05 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Kim is a true professional! We had a great experience with her and First State Bank Mortgage. Highly recommend.
Reply from Owner
May 29th, 2026 12:00 AM
Thank you for the kind words and recommendation, Geri! We’re so glad you had a great experience with Kim and the First State Bank Mortgage team. We appreciate the opportunity to help with your home financing needs!
Everything went very smoothly with good communication
Reply from Terry & Peter O'Neill
May 26th, 2026 03:46 PM
Thanks Caorline, we hope you enjoy your great new home!
Martin did a great job working with us and communicating throughout the process. He worked hard to get aus a great rate and kept an eye on the market to get us locked in at the right time. We will definitely be back with any future mortgage...
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Reply from Martin Still
May 22nd, 2026 05:09 PM
Thank you for the note, Michael, it was great working with you both and congratulations on your new home!
Really appreciated how Chris took the time to walk through all the details and was willing to pick up the phone and answer questions we had even at 9 pm.
Reply from Chris Laughlin
May 22nd, 2026 06:03 PM
I'm glad to hear that my efforts to assist you were helpful. Thank you for your kind words and for trusting First State Bank to take care of the mortgage for you.
Always taking our calls and guiding us correctly Thank you!
Reply from Ron Ruzicka
May 22nd, 2026 02:10 PM
Emily,
Thanks for the kind words. Please call me anytime if you have questions.
Efficient, Quick, thoughtful and efficient. We were under the gun on timing and they bent over backwards to make it happen. Kept us up to date on progress too.
Reply from Owner
October 29th, 2025 12:00 AM
Thank you, Jennifer! We’re so glad our team could help make everything happen smoothly and on time. We truly appreciate your kind words and the opportunity to work with you!
Jeff and his team are professionally friendly. They respond to inquiries quickly. They provide step by step updates regarding their process. My wife and I felt completely satisfied that our concerns were being well handled through out the entire...
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Reply from Jeff Fetterhoff
May 21st, 2026 05:22 PM
It was truly our pleasure, Mike. You and Jennifer are absolutely wonderful to work with. Thank you for trusting us to get it done for you!
601–610 of 12220
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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