
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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The O'Neill team made everything as seamless as possible ad they were very timely.
Reply from Terry & Peter O'Neill
June 1st, 2026 04:29 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
I appriciated all of Scott and his teams communication and work.
Reply from Scott and Traci Turner
May 26th, 2026 04:20 PM
Thank you Tommy! Enjoyed working with you!
All good very pleased
Reply from Russ Bray
June 1st, 2026 06:27 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
personally not knowing much of anything about the process of purchasing a home , Matt and Betsy were always available to help and guide me in the right direction. Very organized and on top of their work Highly recommend for FTHB and other purchasers....
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Reply from Matt & Betsy Maassen
June 1st, 2026 06:38 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Working with Scott was great!
Reply from Owner
May 29th, 2026 12:00 AM
Thank you for the 5-star review, Tommy! We’re so glad to hear you had a great experience working with Scott. We appreciate you choosing First State Bank Mortgage and congratulations on your new home!
Matt and Betsy are extremely knowledgeable and professional. Helped me get into my home when others where not able to. Thank you both!
Reply from Owner
June 29th, 2026 12:00 AM
Thank you for sharing your experience, Justin! We're delighted to hear that Matt and Betsy were able to help you achieve your homeownership goals when others could not. Congratulations on your home, and thank you for choosing First State Bank...
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Personable interaction and professionalism throughout the process
Reply from The O'Neill Team
May 26th, 2026 03:45 PM
Thanks Mitchell and we'll reconnect on your Recast when you get your NE home sold. Good luck!
Great communication and extremely fast and easy process. Everyone told me it was a long and annoying process and that bankers are hard to work with but that was quite the opposite with Chris.
Reply from Chris Lee
June 1st, 2026 07:35 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Scott and Traci went above and beyond throughout my entire home-buying process. As a first-time homebuyer, I had so many questions, and Scott answered every single one with so much patience and kindness. They both made me feel safe, supported,...
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Reply from Scott and Traci Turner
May 26th, 2026 04:27 PM
Thank you!!
Jenny is such an amazing person to work with! Always answered our questions (and we had a lot) promptly and professionally. We are so happy to have been able to get this home loan with her assisting us again!
Reply from Jenny Zillner
May 29th, 2026 07:03 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
591–600 of 12220
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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