
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Matt was very knowledgeable on the loan options available to us and explained them in a manner in which they were easy to understand. Matt also was very helpful in guiding us thru the entire process from start to finish and was very responsive...
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I had to upload my bank statements multiple times, I emailed them over four times and still got calls stating I didn’t upload something. Then the same thing happened to our insurance company. So not only did I receive calls from the bank I...
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Working with Barry was a great experience!
The application for a home mortgage was easy to understand, uploading documents was painless, signing all documents online was helpful as well. Saved a lot of time doing things digitally through the First State Bank software. I appreciated...
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Very professional, best rates in the area.
Very professional, best rates in the area.
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Terry O’Neill is an outstanding representative of First State Bank!! He is highly professional, very knowledgeable, very service-oriented, caring and has a work ethic beyond words!! We will recommend his services to our family, friends and...
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Tracy was so responsive, helpful and never gave up on our case even when we faced challenges. She was excellence and I could not recommend her and First State Bank more.
Very helpful, personable, and was well-renowned in my local area. Jim and the whole team were a pleasure to work with.
Todd provided timely instruction and answered questions when needed.
5951–5960 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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